$1,000 in XRP in 2021 → $5,036 today
If you'd invested $1,000 in XRP (XRP-USD) on January 1, 2021 — at the December 2020 month-end close of $0.22 — and held to the latest close (2026-08-), you'd have $5,036. That's a +403.6% total return — beating the S&P 500, where the same $1,000 became $2,052.
Nearby years: 2017 · 2018 · 2019 · 2020 · 2022 · 2023 · 2024 · 2025 all years →
FAQ
How much is $1,000 invested in XRP-USD in 2021 worth today?
$1,000 invested in XRP (XRP-USD) at the month-end close of 2020-12- would be worth $5,036 at the latest month-end close (2026-08-), a total return of +403.6% with dividends reinvested.
Did $1,000 in XRP-USD in 2021 beat the market?
Over the same span, $1,000 in the S&P 500 index would be worth $2,052 — so XRP (XRP-USD) beat the index by +145.4%.
What does "month-end close" mean for this calculation?
The scenario invests at the December 2020 month-end close (the price entering 2021) and values the position at the most recent month-end close (2026-08-). Intra-month extremes are shown on the XRP-USD calculator page.
Is the 2021–2026 return in XRP-USD typical?
No single year is typical. XRP-USD's best calendar-year return since 2017 was about +277.7%, and its worst was -84.7%.
Methodology
XRP (XRP-USD) total-return data from January 2021 through the latest month-end close (2026-08-).
The entry price is the 2020 December month-end close and the exit is the latest available month-end close, both from adjusted (split and dividend) Yahoo Finance historical data.
Month-end resolution, no taxes or fees, and history never guarantees the future. For exact-date precision (including buying at a panic low), use the XRP-USD calculator page.
Compute your own XRP-USD scenario
Data: Yahoo Finance. As of 2026-08-. Not financial advice.