Wall Street RegretsThe regret calculator.

What if you'd held AAAU?

A $1,000 investment in Goldman Sachs Physical Gold ETF Shares (AAAU) at the month-end close of 2018-08 would be worth $3,707 at the close of 2026-08 — +270.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,657.

$1,000 since 2018$3,707Total return+270.7%Multiple3.7×CAGR+17.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,707Gain+$2,707 (+270.7%)Multiple3.7×CAGR+17.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$3,7072019$3,4702020$2,9362021$2,3482022$2,4472023$2,4592024$2,1772025$1,7152026$1,045

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$1,182+18.2%
    2020$1,477+25.0%
    2021$1,418-4.0%
    2022$1,411-0.5%
    2023$1,594+12.9%
    2024$2,023+27.0%
    2025$3,319+64.0%
    2026$3,470+4.5%

    Best and worst month-end to buy

    The best single month-end close to have bought AAAU was 2018-09 ($11.92): $1,000 then is $3,732 today. The worst was 2026-02 ($51.92): $1,000 then is $857.

    FAQ

    What would $1,000 in AAAU be worth today?

    A $1,000 investment in Goldman Sachs Physical Gold ETF Shares (AAAU) at the start of 2018 would be worth about $3,707 today, a total return of +270.7%. Dividends are reinvested in these figures.

    What were the best and worst years for AAAU?

    Goldman Sachs Physical Gold ETF Shares (AAAU)'s strongest calendar year since 2018 was 2025, a +64.0% return — $1,000 held through that year became about $1,640 by year-end. Its weakest year was 2021, at -4.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in AAAU have grown?

    Investing $100 at the end of every month since 2018-08 would have grown to about $22,077 on $9,700 invested.

    Did AAAU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,657. AAAU beat the S&P 500 by +39.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Goldman Sachs Physical Gold ETF Shares (AAAU) historical total-return data from 2018-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.