Wall Street RegretsThe regret calculator.

What if you'd held ACWX?

A $1,000 investment in iShares MSCI ACWI ex U.S. ETF (ACWX) at the month-end close of 2008-04 would be worth $2,253 at the close of 2026-08 — +125.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,563.

$1,000 since 2008$2,253Total return+125.3%Multiple2.3×CAGR+4.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,253Gain+$1,253 (+125.3%)Multiple2.3×CAGR+4.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$2,2532009$3,9932010$2,9282011$2,6512012$3,0842013$2,6602014$2,3172015$2,4402016$2,5912017$2,4792018$1,9492019$2,2642020$1,8712021$1,6962022$1,5752023$1,8772024$1,6232025$1,5432026$1,164

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,364+36.4%
    2010$1,506+10.4%
    2011$1,295-14.0%
    2012$1,501+15.9%
    2013$1,723+14.8%
    2014$1,636-5.0%
    2015$1,541-5.8%
    2016$1,611+4.5%
    2017$2,049+27.2%
    2018$1,763-13.9%
    2019$2,134+21.0%
    2020$2,354+10.3%
    2021$2,535+7.7%
    2022$2,128-16.1%
    2023$2,460+15.6%
    2024$2,587+5.2%
    2025$3,430+32.6%
    2026$3,993+16.4%

    Best and worst month-end to buy

    The best single month-end close to have bought ACWX was 2009-02 ($15.14): $1,000 then is $5,103 today. The worst was 2026-08 ($77.26): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ACWX be worth today?

    A $1,000 investment in iShares MSCI ACWI ex U.S. ETF (ACWX) at the start of 2008 would be worth about $2,253 today, a total return of +125.3%. Dividends are reinvested in these figures.

    What were the best and worst years for ACWX?

    iShares MSCI ACWI ex U.S. ETF (ACWX)'s strongest calendar year since 2008 was 2009, a +36.4% return — $1,000 held through that year became about $1,364 by year-end. Its weakest year was 2022, at -16.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ACWX have grown?

    Investing $100 at the end of every month since 2008-04 would have grown to about $49,646 on $22,100 invested.

    Did ACWX beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,563. ACWX trailed the S&P 500 by +59.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI ACWI ex U.S. ETF (ACWX) historical total-return data from 2008-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.