Wall Street RegretsThe regret calculator.

What if you'd held AGO?

A $1,000 investment in Assured Guaranty Ltd. (AGO) at the month-end close of 2004-04 would be worth $5,938 at the close of 2026-08 — +493.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,961.

$1,000 since 2004$5,938Total return+493.8%Multiple5.9×CAGR+8.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,938Gain+$4,938 (+493.8%)Multiple5.9×CAGR+8.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$5,9382005$5,3242006$4,1002007$3,8922008$3,8762009$8,9142010$4,6012011$5,5972012$7,4412013$6,6872014$3,9622015$3,5302016$3,4102017$2,3422018$2,5752019$2,2402020$1,7222021$2,6062022$1,6052023$1,2722024$1,0382025$8502026$845

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,299+29.9%
    2006$1,368+5.3%
    2007$1,374+0.4%
    2008$597-56.5%
    2009$1,157+93.7%
    2010$951-17.8%
    2011$715-24.8%
    2012$796+11.3%
    2013$1,344+68.8%
    2014$1,508+12.2%
    2015$1,561+3.5%
    2016$2,273+45.6%
    2017$2,068-9.0%
    2018$2,377+15.0%
    2019$3,093+30.1%
    2020$2,043-33.9%
    2021$3,317+62.3%
    2022$4,186+26.2%
    2023$5,129+22.5%
    2024$6,261+22.1%
    2025$6,301+0.6%
    2026$5,324-15.5%

    Best and worst month-end to buy

    The best single month-end close to have bought AGO was 2009-02 ($3.30): $1,000 then is $22,797 today. The worst was 2025-01 ($92.98): $1,000 then is $809.

    FAQ

    What would $1,000 in AGO be worth today?

    A $1,000 investment in Assured Guaranty Ltd. (AGO) at the start of 2004 would be worth about $5,938 today, a total return of +493.8%. Dividends are reinvested in these figures.

    What were the best and worst years for AGO?

    Assured Guaranty Ltd. (AGO)'s strongest calendar year since 2004 was 2009, a +93.7% return — $1,000 held through that year became about $1,937 by year-end. Its weakest year was 2008, at -56.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in AGO have grown?

    Investing $100 at the end of every month since 2004-04 would have grown to about $100,865 on $26,900 invested.

    Did AGO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,961. AGO trailed the S&P 500 by +14.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Assured Guaranty Ltd. (AGO) historical total-return data from 2004-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.