Wall Street RegretsThe regret calculator.

What if you'd held ARL?

A $1,000 investment in American Realty Investors, Inc. (ARL) at the month-end close of 1982-04 would be worth $3,166 at the close of 2026-08 — +216.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $66,197.

$1,000 since 1982$3,166Total return+216.6%Multiple3.2×CAGR+2.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,166Gain+$2,166 (+216.6%)Multiple3.2×CAGR+2.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$9202001$1,1472002$1,5852003$1,9332004$1,7132005$1,6122006$1,9502007$1,9872008$1,5962009$1,7472010$1,2772011$1,9672012$8,3642013$5,7292014$2,9792015$2,8642016$2,7832017$3,0252018$1,2172019$1,2962020$9132021$1,4352022$1,2362023$6102024$8982025$1,0652026$974

    Every year, $1,000 from 1982

    YearValue of $1,000Year return
    1982$1,000
    1983$1,405+40.5%
    1984$1,432+1.9%
    1985$1,703+18.9%
    1986$1,351-20.6%
    1987$973-28.0%
    1988$1,006+3.4%
    1989$863-14.3%
    1990$270-68.7%
    1991$258-4.6%
    1992$306+18.5%
    1993$595+94.6%
    1994$636+7.0%
    1995$723+13.7%
    1996$1,310+81.0%
    1997$2,940+124.4%
    1998$3,395+15.5%
    1999$3,534+4.1%
    2000$2,834-19.8%
    2001$2,052-27.6%
    2002$1,682-18.0%
    2003$1,898+12.9%
    2004$2,017+6.2%
    2005$1,667-17.3%
    2006$1,636-1.9%
    2007$2,037+24.5%
    2008$1,861-8.7%
    2009$2,547+36.9%
    2010$1,653-35.1%
    2011$389-76.5%
    2012$568+46.0%
    2013$1,091+92.3%
    2014$1,135+4.0%
    2015$1,168+2.9%
    2016$1,075-8.0%
    2017$2,672+148.5%
    2018$2,509-6.1%
    2019$3,561+41.9%
    2020$2,266-36.4%
    2021$2,630+16.1%
    2022$5,333+102.8%
    2023$3,620-32.1%
    2024$3,052-15.7%
    2025$3,339+9.4%
    2026$3,252-2.6%

    Best and worst month-end to buy

    The best single month-end close to have bought ARL was 1991-01 ($1.24): $1,000 then is $12,613 today. The worst was 2023-01 ($27.41): $1,000 then is $571.

    FAQ

    What would $1,000 in ARL be worth today?

    A $1,000 investment in American Realty Investors, Inc. (ARL) at the start of 1982 would be worth about $3,166 today, a total return of +216.6%. Dividends are reinvested in these figures.

    What were the best and worst years for ARL?

    American Realty Investors, Inc. (ARL)'s strongest calendar year since 1982 was 2017, a +148.5% return — $1,000 held through that year became about $2,485 by year-end. Its weakest year was 2011, at -76.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ARL have grown?

    Investing $100 at the end of every month since 1982-04 would have grown to about $153,817 on $53,300 invested.

    Did ARL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $66,197. ARL trailed the S&P 500 by +95.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    American Realty Investors, Inc. (ARL) historical total-return data from 1982-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.