What if you'd held AROW?
A $1,000 investment in Arrow Financial Corporation (AROW) at the month-end close of 1980-09 would be worth $149,141 at the close of 2026-08 — +14814.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $61,438.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1980
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1980 | $1,000 | — |
| 1981 | $1,055 | +5.5% |
| 1982 | $1,277 | +21.0% |
| 1983 | $2,111 | +65.3% |
| 1984 | $2,332 | +10.5% |
| 1985 | $3,679 | +57.8% |
| 1986 | $4,756 | +29.3% |
| 1987 | $4,576 | -3.8% |
| 1988 | $5,033 | +10.0% |
| 1989 | $5,299 | +5.3% |
| 1990 | $3,077 | -41.9% |
| 1991 | $1,775 | -42.3% |
| 1992 | $2,819 | +58.8% |
| 1993 | $4,395 | +55.9% |
| 1994 | $5,590 | +27.2% |
| 1995 | $6,756 | +20.9% |
| 1996 | $9,823 | +45.4% |
| 1997 | $15,151 | +54.2% |
| 1998 | $13,417 | -11.4% |
| 1999 | $12,982 | -3.2% |
| 2000 | $13,594 | +4.7% |
| 2001 | $22,295 | +64.0% |
| 2002 | $25,476 | +14.3% |
| 2003 | $29,679 | +16.5% |
| 2004 | $35,177 | +18.5% |
| 2005 | $31,609 | -10.1% |
| 2006 | $32,004 | +1.2% |
| 2007 | $29,841 | -6.8% |
| 2008 | $36,347 | +21.8% |
| 2009 | $38,734 | +6.6% |
| 2010 | $45,683 | +17.9% |
| 2011 | $41,801 | -8.5% |
| 2012 | $47,280 | +13.1% |
| 2013 | $53,373 | +12.9% |
| 2014 | $58,550 | +9.7% |
| 2015 | $61,240 | +4.6% |
| 2016 | $94,284 | +54.0% |
| 2017 | $83,815 | -11.1% |
| 2018 | $83,753 | -0.1% |
| 2019 | $105,037 | +25.4% |
| 2020 | $86,085 | -18.0% |
| 2021 | $104,458 | +21.3% |
| 2022 | $106,893 | +2.3% |
| 2023 | $92,594 | -13.4% |
| 2024 | $99,218 | +7.2% |
| 2025 | $113,059 | +14.0% |
| 2026 | $140,886 | +24.6% |
Best and worst month-end to buy
The best single month-end close to have bought AROW was 1980-09 ($0.26): $1,000 then is $149,141 today. The worst was 2026-06 ($40.67): $1,000 then is $939.
FAQ
What would $1,000 in AROW be worth today?
A $1,000 investment in Arrow Financial Corporation (AROW) at the start of 1980 would be worth about $149,141 today, a total return of +14814.1%. Dividends are reinvested in these figures.
What were the best and worst years for AROW?
Arrow Financial Corporation (AROW)'s strongest calendar year since 1980 was 1983, a +65.3% return — $1,000 held through that year became about $1,653 by year-end. Its weakest year was 1991, at -42.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in AROW have grown?
Investing $100 at the end of every month since 1980-09 would have grown to about $1.18M on $55,200 invested.
Did AROW beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $61,438. AROW beat the S&P 500 by +142.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Arrow Financial Corporation (AROW) historical total-return data from 1980-09 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.