What if you'd held BMO?
A $1,000 investment in Bank Of Montreal (BMO) at the month-end close of 1994-10 would be worth $77,075 at the close of 2026-08 — +7607.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,318.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,296 | +29.6% |
| 1996 | $1,930 | +49.0% |
| 1997 | $2,800 | +45.0% |
| 1998 | $2,626 | -6.2% |
| 1999 | $2,343 | -10.8% |
| 2000 | $3,809 | +62.5% |
| 2001 | $3,443 | -9.6% |
| 2002 | $4,230 | +22.9% |
| 2003 | $6,883 | +62.7% |
| 2004 | $8,330 | +21.0% |
| 2005 | $10,030 | +20.4% |
| 2006 | $10,978 | +9.4% |
| 2007 | $10,935 | -0.4% |
| 2008 | $5,252 | -52.0% |
| 2009 | $11,591 | +120.7% |
| 2010 | $13,174 | +13.7% |
| 2011 | $13,130 | -0.3% |
| 2012 | $15,409 | +17.4% |
| 2013 | $17,517 | +13.7% |
| 2014 | $19,348 | +10.4% |
| 2015 | $16,100 | -16.8% |
| 2016 | $21,396 | +32.9% |
| 2017 | $24,683 | +15.4% |
| 2018 | $20,735 | -16.0% |
| 2019 | $25,609 | +23.5% |
| 2020 | $26,465 | +3.3% |
| 2021 | $38,870 | +46.9% |
| 2022 | $34,052 | -12.4% |
| 2023 | $39,030 | +14.6% |
| 2024 | $40,191 | +3.0% |
| 2025 | $55,587 | +38.3% |
| 2026 | $76,404 | +37.5% |
Best and worst month-end to buy
The best single month-end close to have bought BMO was 1995-01 ($2.24): $1,000 then is $78,451 today. The worst was 2026-07 ($179): $1,000 then is $984.
FAQ
What would $1,000 in BMO be worth today?
A $1,000 investment in Bank Of Montreal (BMO) at the start of 1994 would be worth about $77,075 today, a total return of +7607.5%. Dividends are reinvested in these figures.
What were the best and worst years for BMO?
Bank Of Montreal (BMO)'s strongest calendar year since 1994 was 2009, a +120.7% return — $1,000 held through that year became about $2,207 by year-end. Its weakest year was 2008, at -52.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BMO have grown?
Investing $100 at the end of every month since 1994-10 would have grown to about $500,107 on $38,300 invested.
Did BMO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $16,318. BMO beat the S&P 500 by +372.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Bank Of Montreal (BMO) historical total-return data from 1994-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.