Wall Street RegretsThe regret calculator.

What if you'd held BNJ?

A $1,000 investment in Brookfield Finance Inc. 4.50% Perpetual Subordinated Notes (BNJ) at the month-end close of 2020-11 would be worth $864 at the close of 2026-08 — -13.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,128.

$1,000 since 2020$864Total return-13.6%Multiple0.86×CAGR-2.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$864Gain+$-136 (-13.6%)Multiple0.9×CAGR-2.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$8642021$8362022$8432023$1,3092024$1,1352025$1,0842026$1,057

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$992-0.8%
    2022$639-35.6%
    2023$737+15.3%
    2024$772+4.7%
    2025$791+2.5%
    2026$836+5.7%

    Best and worst month-end to buy

    The best single month-end close to have bought BNJ was 2023-10 ($11.48): $1,000 then is $1,319 today. The worst was 2021-09 ($18.32): $1,000 then is $826.

    FAQ

    What would $1,000 in BNJ be worth today?

    A $1,000 investment in Brookfield Finance Inc. 4.50% Perpetual Subordinated Notes (BNJ) at the start of 2020 would be worth about $864 today, a total return of -13.6%. Dividends are reinvested in these figures.

    What were the best and worst years for BNJ?

    Brookfield Finance Inc. 4.50% Perpetual Subordinated Notes (BNJ)'s strongest calendar year since 2020 was 2023, a +15.3% return — $1,000 held through that year became about $1,153 by year-end. Its weakest year was 2022, at -35.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BNJ have grown?

    Investing $100 at the end of every month since 2020-11 would have grown to about $7,361 on $7,000 invested.

    Did BNJ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,128. BNJ trailed the S&P 500 by +59.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Brookfield Finance Inc. 4.50% Perpetual Subordinated Notes (BNJ) historical total-return data from 2020-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.