Wall Street RegretsThe regret calculator.

What if you'd held BSMS?

A $1,000 investment in Invesco BulletShares 2028 Municipal Bond ETF (BSMS) at the month-end close of 2019-09 would be worth $1,089 at the close of 2026-08 — +8.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,589.

$1,000 since 2019$1,089Total return+8.9%Multiple1.1×CAGR+1.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,089Gain+$88.71 (+8.9%)Multiple1.1×CAGR+1.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2019$1,0892020$1,0872021$1,0182022$1,0032023$1,1142024$1,0612025$1,0502026$1,014

    Every year, $1,000 from 2019

    YearValue of $1,000Year return
    2019$1,000
    2020$1,067+6.7%
    2021$1,083+1.5%
    2022$976-9.9%
    2023$1,025+5.0%
    2024$1,035+1.0%
    2025$1,072+3.6%
    2026$1,087+1.4%

    Best and worst month-end to buy

    The best single month-end close to have bought BSMS was 2022-10 ($20.04): $1,000 then is $1,170 today. The worst was 2021-07 ($23.51): $1,000 then is $997.

    FAQ

    What would $1,000 in BSMS be worth today?

    A $1,000 investment in Invesco BulletShares 2028 Municipal Bond ETF (BSMS) at the start of 2019 would be worth about $1,089 today, a total return of +8.9%. Dividends are reinvested in these figures.

    What were the best and worst years for BSMS?

    Invesco BulletShares 2028 Municipal Bond ETF (BSMS)'s strongest calendar year since 2019 was 2020, a +6.7% return — $1,000 held through that year became about $1,067 by year-end. Its weakest year was 2022, at -9.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BSMS have grown?

    Investing $100 at the end of every month since 2019-09 would have grown to about $8,873 on $8,400 invested.

    Did BSMS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,589. BSMS trailed the S&P 500 by +58.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Invesco BulletShares 2028 Municipal Bond ETF (BSMS) historical total-return data from 2019-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.