Wall Street RegretsThe regret calculator.

What if you'd held BTCT?

A $1,000 investment in BTC Digital Ltd. (BTCT) at the month-end close of 2018-10 would be worth $0.15 at the close of 2026-08 — -100.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,842.

$1,000 since 2018$0.15Total return-100.0%Multiple0.00×CAGR-67.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$0.15Gain+$-1,000 (-100.0%)Multiple0.0×CAGR-67.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$0.152019$0.142020$0.142021$0.702022$5.582023$2332024$1742025$1752026$644

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$1,048+4.8%
    2020$204-80.5%
    2021$25.51-87.5%
    2022$0.61-97.6%
    2023$0.82+33.9%
    2024$0.81-0.8%
    2025$0.22-72.8%
    2026$0.14-35.6%

    Best and worst month-end to buy

    The best single month-end close to have bought BTCT was 2026-07 ($0.52): $1,000 then is $1,610 today. The worst was 2020-03 ($14,034): $1,000 then is $0.06.

    FAQ

    What would $1,000 in BTCT be worth today?

    A $1,000 investment in BTC Digital Ltd. (BTCT) at the start of 2018 would be worth about $0.15 today, a total return of -100.0%. Dividends are reinvested in these figures.

    What were the best and worst years for BTCT?

    BTC Digital Ltd. (BTCT)'s strongest calendar year since 2018 was 2023, a +33.9% return — $1,000 held through that year became about $1,339 by year-end. Its weakest year was 2022, at -97.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BTCT have grown?

    Investing $100 at the end of every month since 2018-10 would have grown to about $1,837 on $9,500 invested.

    Did BTCT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,842. BTCT trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    BTC Digital Ltd. (BTCT) historical total-return data from 2018-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.