What if you'd held BTO?
A $1,000 investment in John Hancock Financial Opportunities Fund (BTO) at the month-end close of 1994-08 would be worth $55,672 at the close of 2026-08 — +5467.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,211.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,546 | +54.6% |
| 1996 | $4,750 | +207.1% |
| 1997 | $9,536 | +100.8% |
| 1998 | $8,026 | -15.8% |
| 1999 | $6,939 | -13.6% |
| 2000 | $8,019 | +15.6% |
| 2001 | $8,653 | +7.9% |
| 2002 | $8,806 | +1.8% |
| 2003 | $12,851 | +45.9% |
| 2004 | $14,935 | +16.2% |
| 2005 | $13,739 | -8.0% |
| 2006 | $16,233 | +18.2% |
| 2007 | $12,515 | -22.9% |
| 2008 | $8,012 | -36.0% |
| 2009 | $8,795 | +9.8% |
| 2010 | $11,392 | +29.5% |
| 2011 | $9,616 | -15.6% |
| 2012 | $13,151 | +36.8% |
| 2013 | $18,574 | +41.2% |
| 2014 | $19,553 | +5.3% |
| 2015 | $24,487 | +25.2% |
| 2016 | $33,420 | +36.5% |
| 2017 | $37,806 | +13.1% |
| 2018 | $28,096 | -25.7% |
| 2019 | $39,019 | +38.9% |
| 2020 | $35,518 | -9.0% |
| 2021 | $57,490 | +61.9% |
| 2022 | $43,937 | -23.6% |
| 2023 | $43,426 | -1.2% |
| 2024 | $55,982 | +28.9% |
| 2025 | $59,256 | +5.8% |
| 2026 | $69,615 | +17.5% |
Best and worst month-end to buy
The best single month-end close to have bought BTO was 1994-12 ($0.57): $1,000 then is $69,615 today. The worst was 2026-07 ($40.69): $1,000 then is $977.
FAQ
What would $1,000 in BTO be worth today?
A $1,000 investment in John Hancock Financial Opportunities Fund (BTO) at the start of 1994 would be worth about $55,672 today, a total return of +5467.2%. Dividends are reinvested in these figures.
What were the best and worst years for BTO?
John Hancock Financial Opportunities Fund (BTO)'s strongest calendar year since 1994 was 1996, a +207.1% return — $1,000 held through that year became about $3,071 by year-end. Its weakest year was 2008, at -36.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BTO have grown?
Investing $100 at the end of every month since 1994-08 would have grown to about $323,945 on $38,500 invested.
Did BTO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $16,211. BTO beat the S&P 500 by +243.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
John Hancock Financial Opportunities Fund (BTO) historical total-return data from 1994-08 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.