Wall Street RegretsThe regret calculator.

What if you'd held BUYZ?

A $1,000 investment in Franklin Disruptive Commerce ETF (BUYZ) at the month-end close of 2020-02 would be worth $1,488 at the close of 2026-08 — +48.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,609.

$1,000 since 2020$1,488Total return+48.8%Multiple1.5×CAGR+6.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,488Gain+$488 (+48.8%)Multiple1.5×CAGR+6.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$1,4882021$7042022$8732023$1,7392024$1,2512025$9752026$897

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$806-19.4%
    2022$405-49.8%
    2023$563+39.1%
    2024$722+28.2%
    2025$785+8.7%
    2026$704-10.3%

    Best and worst month-end to buy

    The best single month-end close to have bought BUYZ was 2022-09 ($20.46): $1,000 then is $1,759 today. The worst was 2021-02 ($54.95): $1,000 then is $655.

    FAQ

    What would $1,000 in BUYZ be worth today?

    A $1,000 investment in Franklin Disruptive Commerce ETF (BUYZ) at the start of 2020 would be worth about $1,488 today, a total return of +48.8%. Dividends are reinvested in these figures.

    What were the best and worst years for BUYZ?

    Franklin Disruptive Commerce ETF (BUYZ)'s strongest calendar year since 2020 was 2023, a +39.1% return — $1,000 held through that year became about $1,391 by year-end. Its weakest year was 2022, at -49.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BUYZ have grown?

    Investing $100 at the end of every month since 2020-02 would have grown to about $8,793 on $7,900 invested.

    Did BUYZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,609. BUYZ trailed the S&P 500 by +43.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Franklin Disruptive Commerce ETF (BUYZ) historical total-return data from 2020-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.