Wall Street RegretsThe regret calculator.

What if you'd held BVFL?

A $1,000 investment in BV Financial, Inc. (BVFL) at the month-end close of 2005-02 would be worth $3,994 at the close of 2026-08 — +299.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,404.

$1,000 since 2005$3,994Total return+299.4%Multiple4.0×CAGR+6.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,994Gain+$2,994 (+299.4%)Multiple4.0×CAGR+6.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$3,9942006$4,3482007$4,4192008$4,7812009$8,5752010$13,0972011$11,1392012$13,0972013$6,0872014$5,5842015$5,2322016$4,8892017$5,2322018$3,6442019$2,2822020$1,9172021$1,9472022$1,6462023$1,3232024$1,5242025$1,2552026$1,191

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$984-1.6%
    2007$909-7.6%
    2008$507-44.2%
    2009$332-34.5%
    2010$390+17.6%
    2011$332-14.9%
    2012$714+115.2%
    2013$779+9.0%
    2014$831+6.7%
    2015$889+7.0%
    2016$831-6.6%
    2017$1,193+43.6%
    2018$1,905+59.7%
    2019$2,268+19.0%
    2020$2,233-1.5%
    2021$2,642+18.3%
    2022$3,286+24.4%
    2023$2,853-13.2%
    2024$3,465+21.4%
    2025$3,650+5.3%
    2026$4,348+19.1%

    Best and worst month-end to buy

    The best single month-end close to have bought BVFL was 2011-10 ($1.48): $1,000 then is $14,601 today. The worst was 2023-02 ($22.67): $1,000 then is $953.

    FAQ

    What would $1,000 in BVFL be worth today?

    A $1,000 investment in BV Financial, Inc. (BVFL) at the start of 2005 would be worth about $3,994 today, a total return of +299.4%. Dividends are reinvested in these figures.

    What were the best and worst years for BVFL?

    BV Financial, Inc. (BVFL)'s strongest calendar year since 2005 was 2012, a +115.2% return — $1,000 held through that year became about $2,152 by year-end. Its weakest year was 2008, at -44.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BVFL have grown?

    Investing $100 at the end of every month since 2005-02 would have grown to about $123,128 on $25,900 invested.

    Did BVFL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,404. BVFL trailed the S&P 500 by +37.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    BV Financial, Inc. (BVFL) historical total-return data from 2005-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.