Wall Street RegretsThe regret calculator.

What if you'd held CALF?

A $1,000 investment in Pacer US Small Cap Cash Cows ETF (CALF) at the month-end close of 2017-06 would be worth $2,531 at the close of 2026-08 — +153.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,181.

$1,000 since 2017$2,531Total return+153.1%Multiple2.5×CAGR+10.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,531Gain+$1,531 (+153.1%)Multiple2.5×CAGR+10.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$2,5312018$2,4652019$2,7412020$2,3192021$1,9902022$1,4142023$1,6682024$1,2322025$1,3302026$1,300

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$899-10.1%
    2019$1,063+18.2%
    2020$1,239+16.6%
    2021$1,743+40.7%
    2022$1,478-15.2%
    2023$2,002+35.4%
    2024$1,853-7.4%
    2025$1,896+2.3%
    2026$2,465+30.0%

    Best and worst month-end to buy

    The best single month-end close to have bought CALF was 2020-03 ($16.10): $1,000 then is $3,574 today. The worst was 2026-08 ($57.54): $1,000 then is $1,000.

    FAQ

    What would $1,000 in CALF be worth today?

    A $1,000 investment in Pacer US Small Cap Cash Cows ETF (CALF) at the start of 2017 would be worth about $2,531 today, a total return of +153.1%. Dividends are reinvested in these figures.

    What were the best and worst years for CALF?

    Pacer US Small Cap Cash Cows ETF (CALF)'s strongest calendar year since 2017 was 2021, a +40.7% return — $1,000 held through that year became about $1,407 by year-end. Its weakest year was 2022, at -15.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CALF have grown?

    Investing $100 at the end of every month since 2017-06 would have grown to about $20,484 on $11,100 invested.

    Did CALF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,181. CALF trailed the S&P 500 by +20.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Pacer US Small Cap Cash Cows ETF (CALF) historical total-return data from 2017-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.