Wall Street RegretsThe regret calculator.

What if you'd held CDZI?

A $1,000 investment in Cadiz, Inc. (CDZI) at the month-end close of 1989-01 would be worth $6.84 at the close of 2026-08 — -99.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $25,912.

$1,000 since 1989$6.84Total return-99.3%Multiple0.01×CAGR-12.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6.84Gain+$-993 (-99.3%)Multiple0.0×CAGR-12.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$14.402001$15.312002$17.062003$2492004$6712005$2402006$1592007$1492008$1632009$2732010$2862011$2752012$3552013$4322014$4912015$3052016$6502017$2742018$2402019$3322020$3102021$3212022$8862023$1,3682024$1,2212025$6582026$610

    Every year, $1,000 from 1989

    YearValue of $1,000Year return
    1989$1,000
    1990$354-64.6%
    1991$156-55.9%
    1992$100-36.0%
    1993$383+283.3%
    1994$346-9.8%
    1995$383+10.8%
    1996$346-9.8%
    1997$571+65.1%
    1998$508-10.9%
    1999$633+24.6%
    2000$596-5.9%
    2001$535-10.3%
    2002$36.67-93.1%
    2003$13.60-62.9%
    2004$38.00+179.4%
    2005$57.33+50.9%
    2006$61.20+6.7%
    2007$56.00-8.5%
    2008$33.36-40.4%
    2009$31.92-4.3%
    2010$33.17+3.9%
    2011$25.68-22.6%
    2012$21.12-17.8%
    2013$18.56-12.1%
    2014$29.87+60.9%
    2015$14.03-53.0%
    2016$33.33+137.6%
    2017$38.00+14.0%
    2018$27.47-27.7%
    2019$29.39+7.0%
    2020$28.40-3.4%
    2021$10.29-63.8%
    2022$6.67-35.2%
    2023$7.47+12.0%
    2024$13.87+85.7%
    2025$14.96+7.9%
    2026$9.12-39.0%

    Best and worst month-end to buy

    The best single month-end close to have bought CDZI was 2022-09 ($1.90): $1,000 then is $1,800 today. The worst was 1989-02 ($516): $1,000 then is $6.63.

    FAQ

    What would $1,000 in CDZI be worth today?

    A $1,000 investment in Cadiz, Inc. (CDZI) at the start of 1989 would be worth about $6.84 today, a total return of -99.3%. Dividends are reinvested in these figures.

    What were the best and worst years for CDZI?

    Cadiz, Inc. (CDZI)'s strongest calendar year since 1989 was 1993, a +283.3% return — $1,000 held through that year became about $3,833 by year-end. Its weakest year was 2002, at -93.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CDZI have grown?

    Investing $100 at the end of every month since 1989-01 would have grown to about $14,839 on $45,200 invested.

    Did CDZI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $25,912. CDZI trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Cadiz, Inc. (CDZI) historical total-return data from 1989-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.