Wall Street RegretsThe regret calculator.

What if you'd held CEMB?

A $1,000 investment in iShares J.P. Morgan EM Corporate Bond ETF (CEMB) at the month-end close of 2012-04 would be worth $1,670 at the close of 2026-08 — +67.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,514.

$1,000 since 2012$1,670Total return+67.0%Multiple1.7×CAGR+3.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,670Gain+$670 (+67.0%)Multiple1.7×CAGR+3.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$1,6702013$1,5332014$1,6122015$1,5492016$1,5772017$1,4042018$1,3112019$1,3452020$1,1812021$1,1072022$1,1132023$1,2682024$1,1702025$1,1062026$1,016

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$951-4.9%
    2014$990+4.1%
    2015$972-1.8%
    2016$1,091+12.3%
    2017$1,169+7.1%
    2018$1,139-2.5%
    2019$1,297+13.9%
    2020$1,385+6.8%
    2021$1,377-0.6%
    2022$1,209-12.2%
    2023$1,310+8.3%
    2024$1,386+5.8%
    2025$1,509+8.9%
    2026$1,533+1.6%

    Best and worst month-end to buy

    The best single month-end close to have bought CEMB was 2013-08 ($26.66): $1,000 then is $1,703 today. The worst was 2026-02 ($45.46): $1,000 then is $999.

    FAQ

    What would $1,000 in CEMB be worth today?

    A $1,000 investment in iShares J.P. Morgan EM Corporate Bond ETF (CEMB) at the start of 2012 would be worth about $1,670 today, a total return of +67.0%. Dividends are reinvested in these figures.

    What were the best and worst years for CEMB?

    iShares J.P. Morgan EM Corporate Bond ETF (CEMB)'s strongest calendar year since 2012 was 2019, a +13.9% return — $1,000 held through that year became about $1,139 by year-end. Its weakest year was 2022, at -12.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CEMB have grown?

    Investing $100 at the end of every month since 2012-04 would have grown to about $22,595 on $17,300 invested.

    Did CEMB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,514. CEMB trailed the S&P 500 by +69.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares J.P. Morgan EM Corporate Bond ETF (CEMB) historical total-return data from 2012-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.