What if you'd held CFFN?
A $1,000 investment in Capitol Federal Financial, Inc. (CFFN) at the month-end close of 1999-04 would be worth $10,788 at the close of 2026-08 — +978.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,773.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $1,790 | +79.0% |
| 2001 | $2,307 | +28.9% |
| 2002 | $3,448 | +49.4% |
| 2003 | $4,583 | +32.9% |
| 2004 | $4,852 | +5.9% |
| 2005 | $4,742 | -2.3% |
| 2006 | $5,876 | +23.9% |
| 2007 | $5,017 | -14.6% |
| 2008 | $7,791 | +55.3% |
| 2009 | $5,729 | -26.5% |
| 2010 | $5,301 | -7.5% |
| 2011 | $5,587 | +5.4% |
| 2012 | $5,897 | +5.5% |
| 2013 | $6,483 | +9.9% |
| 2014 | $7,308 | +12.7% |
| 2015 | $7,686 | +5.2% |
| 2016 | $10,715 | +39.4% |
| 2017 | $9,296 | -13.2% |
| 2018 | $9,555 | +2.8% |
| 2019 | $10,988 | +15.0% |
| 2020 | $10,410 | -5.3% |
| 2021 | $10,198 | -2.0% |
| 2022 | $8,530 | -16.4% |
| 2023 | $6,721 | -21.2% |
| 2024 | $6,525 | -2.9% |
| 2025 | $7,959 | +22.0% |
| 2026 | $10,303 | +29.5% |
Best and worst month-end to buy
The best single month-end close to have bought CFFN was 1999-04 ($0.79): $1,000 then is $10,788 today. The worst was 2019-11 ($9.35): $1,000 then is $908.
FAQ
What would $1,000 in CFFN be worth today?
A $1,000 investment in Capitol Federal Financial, Inc. (CFFN) at the start of 1999 would be worth about $10,788 today, a total return of +978.8%. Dividends are reinvested in these figures.
What were the best and worst years for CFFN?
Capitol Federal Financial, Inc. (CFFN)'s strongest calendar year since 1999 was 2000, a +79.0% return — $1,000 held through that year became about $1,790 by year-end. Its weakest year was 2009, at -26.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CFFN have grown?
Investing $100 at the end of every month since 1999-04 would have grown to about $74,777 on $32,900 invested.
Did CFFN beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,773. CFFN beat the S&P 500 by +86.9% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Capitol Federal Financial, Inc. (CFFN) historical total-return data from 1999-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.