Wall Street RegretsThe regret calculator.

What if you'd held CHY?

A $1,000 investment in Calamos Convertible and High Income Fund (CHY) at the month-end close of 2003-05 would be worth $7,557 at the close of 2026-08 — +655.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,999.

$1,000 since 2003$7,557Total return+655.7%Multiple7.6×CAGR+9.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,557Gain+$6,557 (+655.7%)Multiple7.6×CAGR+9.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$7,5572004$6,7092005$5,9772006$5,9502007$4,9252008$5,8712009$8,0672010$5,3462011$4,4882012$4,5342013$3,9732014$3,4422015$2,9622016$3,5442017$3,1462018$2,5292019$2,8902020$2,1772021$1,5922022$1,3022023$1,8092024$1,4982025$1,2782026$1,229

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,122+12.2%
    2005$1,128+0.5%
    2006$1,362+20.8%
    2007$1,143-16.1%
    2008$832-27.2%
    2009$1,255+50.9%
    2010$1,495+19.1%
    2011$1,480-1.0%
    2012$1,689+14.1%
    2013$1,949+15.4%
    2014$2,265+16.2%
    2015$1,893-16.4%
    2016$2,133+12.7%
    2017$2,653+24.4%
    2018$2,321-12.5%
    2019$3,082+32.7%
    2020$4,214+36.8%
    2021$5,153+22.3%
    2022$3,709-28.0%
    2023$4,480+20.8%
    2024$5,250+17.2%
    2025$5,459+4.0%
    2026$6,709+22.9%

    Best and worst month-end to buy

    The best single month-end close to have bought CHY was 2008-11 ($1.30): $1,000 then is $10,115 today. The worst was 2026-06 ($13.42): $1,000 then is $980.

    FAQ

    What would $1,000 in CHY be worth today?

    A $1,000 investment in Calamos Convertible and High Income Fund (CHY) at the start of 2003 would be worth about $7,557 today, a total return of +655.7%. Dividends are reinvested in these figures.

    What were the best and worst years for CHY?

    Calamos Convertible and High Income Fund (CHY)'s strongest calendar year since 2003 was 2009, a +50.9% return — $1,000 held through that year became about $1,509 by year-end. Its weakest year was 2022, at -28.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CHY have grown?

    Investing $100 at the end of every month since 2003-05 would have grown to about $102,716 on $28,000 invested.

    Did CHY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,999. CHY trailed the S&P 500 by +5.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Calamos Convertible and High Income Fund (CHY) historical total-return data from 2003-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.