Wall Street RegretsThe regret calculator.

What if you'd held CM?

A $1,000 investment in Canadian Imperial Bank of Commerce (CM) at the month-end close of 1997-11 would be worth $30,293 at the close of 2026-08 — +2929.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,068.

$1,000 since 1997$30,293Total return+2929.3%Multiple30.3×CAGR+12.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$30,293Gain+$29,293 (+2929.3%)Multiple30.3×CAGR+12.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$34,3562001$24,9132002$21,7022003$25,3972004$13,5292005$10,7422006$9,4422007$7,1252008$8,1102009$13,0642010$7,9512011$6,2612012$6,4752013$5,5402014$4,9392015$4,6652016$5,8082017$4,4742018$3,5822019$4,4642020$3,7932021$3,4722022$2,4662023$3,3722024$2,6652025$1,9342026$1,320

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$826-17.4%
    1999$839+1.5%
    2000$1,156+37.9%
    2001$1,328+14.8%
    2002$1,134-14.5%
    2003$2,130+87.7%
    2004$2,682+25.9%
    2005$3,051+13.8%
    2006$4,044+32.5%
    2007$3,553-12.2%
    2008$2,205-37.9%
    2009$3,623+64.3%
    2010$4,601+27.0%
    2011$4,450-3.3%
    2012$5,200+16.9%
    2013$5,834+12.2%
    2014$6,176+5.9%
    2015$4,961-19.7%
    2016$6,440+29.8%
    2017$8,044+24.9%
    2018$6,455-19.8%
    2019$7,597+17.7%
    2020$8,298+9.2%
    2021$11,682+40.8%
    2022$8,545-26.9%
    2023$10,809+26.5%
    2024$14,900+37.8%
    2025$21,826+46.5%
    2026$28,812+32.0%

    Best and worst month-end to buy

    The best single month-end close to have bought CM was 1998-09 ($2.49): $1,000 then is $47,325 today. The worst was 2026-07 ($118): $1,000 then is $996.

    FAQ

    What would $1,000 in CM be worth today?

    A $1,000 investment in Canadian Imperial Bank of Commerce (CM) at the start of 1997 would be worth about $30,293 today, a total return of +2929.3%. Dividends are reinvested in these figures.

    What were the best and worst years for CM?

    Canadian Imperial Bank of Commerce (CM)'s strongest calendar year since 1997 was 2003, a +87.7% return — $1,000 held through that year became about $1,877 by year-end. Its weakest year was 2008, at -37.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CM have grown?

    Investing $100 at the end of every month since 1997-11 would have grown to about $356,490 on $34,600 invested.

    Did CM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,068. CM beat the S&P 500 by +275.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Canadian Imperial Bank of Commerce (CM) historical total-return data from 1997-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.