What if you'd held CPF?
A $1,000 investment in Central Pacific Financial Corp New (CPF) at the month-end close of 1987-08 would be worth $1,899 at the close of 2026-08 — +89.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $23,372.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1987
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1987 | $1,000 | — |
| 1988 | $1,657 | +65.7% |
| 1989 | $2,413 | +45.6% |
| 1990 | $1,817 | -24.7% |
| 1991 | $2,735 | +50.5% |
| 1992 | $2,890 | +5.7% |
| 1993 | $2,810 | -2.8% |
| 1994 | $2,952 | +5.0% |
| 1995 | $3,752 | +27.1% |
| 1996 | $3,601 | -4.0% |
| 1997 | $5,109 | +41.9% |
| 1998 | $4,484 | -12.2% |
| 1999 | $7,486 | +67.0% |
| 2000 | $7,505 | +0.3% |
| 2001 | $8,103 | +8.0% |
| 2002 | $15,403 | +90.1% |
| 2003 | $17,261 | +12.1% |
| 2004 | $21,281 | +23.3% |
| 2005 | $21,572 | +1.4% |
| 2006 | $23,843 | +10.5% |
| 2007 | $11,745 | -50.7% |
| 2008 | $6,676 | -43.2% |
| 2009 | $871 | -87.0% |
| 2010 | $1,017 | +16.8% |
| 2011 | $429 | -57.8% |
| 2012 | $518 | +20.7% |
| 2013 | $673 | +29.9% |
| 2014 | $731 | +8.6% |
| 2015 | $776 | +6.2% |
| 2016 | $1,136 | +46.3% |
| 2017 | $1,103 | -2.9% |
| 2018 | $927 | -16.0% |
| 2019 | $1,162 | +25.4% |
| 2020 | $784 | -32.5% |
| 2021 | $1,206 | +53.7% |
| 2022 | $907 | -24.8% |
| 2023 | $934 | +2.9% |
| 2024 | $1,440 | +54.3% |
| 2025 | $1,604 | +11.3% |
| 2026 | $1,942 | +21.1% |
Best and worst month-end to buy
The best single month-end close to have bought CPF was 2011-09 ($6.55): $1,000 then is $5,664 today. The worst was 2007-01 ($459): $1,000 then is $80.80.
FAQ
What would $1,000 in CPF be worth today?
A $1,000 investment in Central Pacific Financial Corp New (CPF) at the start of 1987 would be worth about $1,899 today, a total return of +89.9%. Dividends are reinvested in these figures.
What were the best and worst years for CPF?
Central Pacific Financial Corp New (CPF)'s strongest calendar year since 1987 was 2002, a +90.1% return — $1,000 held through that year became about $1,901 by year-end. Its weakest year was 2009, at -87.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CPF have grown?
Investing $100 at the end of every month since 1987-08 would have grown to about $61,574 on $46,900 invested.
Did CPF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $23,372. CPF trailed the S&P 500 by +91.9% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Central Pacific Financial Corp New (CPF) historical total-return data from 1987-08 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.