Wall Street RegretsThe regret calculator.

What if you'd held DFIV?

A $1,000 investment in Dimensional International Value ETF (DFIV) at the month-end close of 2021-09 would be worth $2,125 at the close of 2026-08 — +112.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $1,789.

$1,000 since 2021$2,125Total return+112.5%Multiple2.1×CAGR+16.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,125Gain+$1,125 (+112.5%)Multiple2.1×CAGR+16.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2021$2,1252022$2,0832023$2,1622024$1,8372025$1,7122026$1,178

    Every year, $1,000 from 2021

    YearValue of $1,000Year return
    2021$1,000
    2022$963-3.7%
    2023$1,134+17.7%
    2024$1,216+7.3%
    2025$1,768+45.3%
    2026$2,083+17.8%

    Best and worst month-end to buy

    The best single month-end close to have bought DFIV was 2022-09 ($22.43): $1,000 then is $2,578 today. The worst was 2026-08 ($57.82): $1,000 then is $1,000.

    FAQ

    What would $1,000 in DFIV be worth today?

    A $1,000 investment in Dimensional International Value ETF (DFIV) at the start of 2021 would be worth about $2,125 today, a total return of +112.5%. Dividends are reinvested in these figures.

    What were the best and worst years for DFIV?

    Dimensional International Value ETF (DFIV)'s strongest calendar year since 2021 was 2025, a +45.3% return — $1,000 held through that year became about $1,453 by year-end. Its weakest year was 2022, at -3.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in DFIV have grown?

    Investing $100 at the end of every month since 2021-09 would have grown to about $10,418 on $6,000 invested.

    Did DFIV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $1,789. DFIV beat the S&P 500 by +18.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Dimensional International Value ETF (DFIV) historical total-return data from 2021-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.