Wall Street RegretsThe regret calculator.

What if you'd held DFNL?

A $1,000 investment in Davis Select Financial ETF (DFNL) at the month-end close of 2017-01 would be worth $3,144 at the close of 2026-08 — +214.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,382.

$1,000 since 2017$3,144Total return+214.4%Multiple3.1×CAGR+12.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,144Gain+$2,144 (+214.4%)Multiple3.1×CAGR+12.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$3,1442018$2,6142019$2,9582020$2,3222021$2,4432022$1,8622023$2,0342024$1,7772025$1,3822026$1,075

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$884-11.6%
    2019$1,126+27.4%
    2020$1,070-5.0%
    2021$1,404+31.2%
    2022$1,285-8.5%
    2023$1,471+14.4%
    2024$1,891+28.6%
    2025$2,432+28.6%
    2026$2,614+7.5%

    Best and worst month-end to buy

    The best single month-end close to have bought DFNL was 2020-03 ($14.67): $1,000 then is $3,541 today. The worst was 2026-08 ($51.94): $1,000 then is $1,000.

    FAQ

    What would $1,000 in DFNL be worth today?

    A $1,000 investment in Davis Select Financial ETF (DFNL) at the start of 2017 would be worth about $3,144 today, a total return of +214.4%. Dividends are reinvested in these figures.

    What were the best and worst years for DFNL?

    Davis Select Financial ETF (DFNL)'s strongest calendar year since 2017 was 2021, a +31.2% return — $1,000 held through that year became about $1,312 by year-end. Its weakest year was 2018, at -11.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in DFNL have grown?

    Investing $100 at the end of every month since 2017-01 would have grown to about $24,664 on $11,600 invested.

    Did DFNL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,382. DFNL trailed the S&P 500 by +7.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Davis Select Financial ETF (DFNL) historical total-return data from 2017-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.