Wall Street RegretsThe regret calculator.

What if you'd held DGICA?

A $1,000 investment in Donegal Group, Inc. (DGICA) at the month-end close of 2003-07 would be worth $4,639 at the close of 2026-08 — +363.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,783.

$1,000 since 2003$4,639Total return+363.9%Multiple4.6×CAGR+6.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,639Gain+$3,639 (+363.9%)Multiple4.6×CAGR+6.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$4,6392004$3,2992005$3,1062006$2,2492007$1,9672008$2,1962009$2,1962010$2,2992011$2,3852012$2,3522013$2,2912014$1,9532015$1,8772016$2,0572017$1,5972018$1,5592019$1,8982020$1,6782021$1,6982022$1,6012023$1,5392024$1,4922025$1,2872026$956

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,062+6.2%
    2005$1,467+38.1%
    2006$1,677+14.3%
    2007$1,503-10.4%
    2008$1,5030.0%
    2009$1,435-4.5%
    2010$1,383-3.6%
    2011$1,403+1.4%
    2012$1,440+2.7%
    2013$1,690+17.3%
    2014$1,758+4.0%
    2015$1,604-8.7%
    2016$2,066+28.8%
    2017$2,116+2.4%
    2018$1,738-17.9%
    2019$1,966+13.1%
    2020$1,943-1.2%
    2021$2,061+6.1%
    2022$2,144+4.1%
    2023$2,212+3.2%
    2024$2,563+15.9%
    2025$3,453+34.7%
    2026$3,299-4.4%

    Best and worst month-end to buy

    The best single month-end close to have bought DGICA was 2003-09 ($3.87): $1,000 then is $4,783 today. The worst was 2026-07 ($19.57): $1,000 then is $946.

    FAQ

    What would $1,000 in DGICA be worth today?

    A $1,000 investment in Donegal Group, Inc. (DGICA) at the start of 2003 would be worth about $4,639 today, a total return of +363.9%. Dividends are reinvested in these figures.

    What were the best and worst years for DGICA?

    Donegal Group, Inc. (DGICA)'s strongest calendar year since 2003 was 2005, a +38.1% return — $1,000 held through that year became about $1,381 by year-end. Its weakest year was 2018, at -17.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in DGICA have grown?

    Investing $100 at the end of every month since 2003-07 would have grown to about $56,791 on $27,800 invested.

    Did DGICA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,783. DGICA trailed the S&P 500 by +40.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Donegal Group, Inc. (DGICA) historical total-return data from 2003-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.