Wall Street RegretsThe regret calculator.

What if you'd held DHY?

A $1,000 investment in Credit Suisse High Yield Credit Fund (DHY) at the month-end close of 1998-07 would be worth $4,244 at the close of 2026-08 — +324.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,878.

$1,000 since 1998$4,244Total return+324.4%Multiple4.2×CAGR+5.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,244Gain+$3,244 (+324.4%)Multiple4.2×CAGR+5.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4,8472001$5,1792002$4,7412003$5,0882004$3,4942005$3,2462006$3,4392007$3,2282008$3,6862009$6,7182010$3,0532011$2,7842012$2,5112013$2,0402014$1,9292015$1,9292016$2,1172017$1,6022018$1,3692019$1,6322020$1,2932021$1,2882022$1,0982023$1,4002024$1,1342025$9562026$933

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$918-8.2%
    2000$859-6.4%
    2001$939+9.2%
    2002$875-6.8%
    2003$1,274+45.6%
    2004$1,371+7.6%
    2005$1,294-5.6%
    2006$1,379+6.5%
    2007$1,207-12.4%
    2008$662-45.1%
    2009$1,458+120.1%
    2010$1,598+9.6%
    2011$1,772+10.9%
    2012$2,182+23.1%
    2013$2,307+5.7%
    2014$2,3070.0%
    2015$2,102-8.9%
    2016$2,777+32.1%
    2017$3,251+17.0%
    2018$2,726-16.1%
    2019$3,442+26.3%
    2020$3,455+0.4%
    2021$4,051+17.2%
    2022$3,179-21.5%
    2023$3,926+23.5%
    2024$4,655+18.6%
    2025$4,770+2.5%
    2026$4,450-6.7%

    Best and worst month-end to buy

    The best single month-end close to have bought DHY was 2008-11 ($0.22): $1,000 then is $7,768 today. The worst was 2025-10 ($1.92): $1,000 then is $907.

    FAQ

    What would $1,000 in DHY be worth today?

    A $1,000 investment in Credit Suisse High Yield Credit Fund (DHY) at the start of 1998 would be worth about $4,244 today, a total return of +324.4%. Dividends are reinvested in these figures.

    What were the best and worst years for DHY?

    Credit Suisse High Yield Credit Fund (DHY)'s strongest calendar year since 1998 was 2009, a +120.1% return — $1,000 held through that year became about $2,201 by year-end. Its weakest year was 2008, at -45.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in DHY have grown?

    Investing $100 at the end of every month since 1998-07 would have grown to about $88,425 on $33,800 invested.

    Did DHY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,878. DHY trailed the S&P 500 by +38.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Credit Suisse High Yield Credit Fund (DHY) historical total-return data from 1998-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.