What if you'd held EARN?
A $1,000 investment in Ellington Credit Company Common Shares of Beneficial Interest (EARN) at the month-end close of 2013-05 would be worth $1,336 at the close of 2026-08 — +33.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,727.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2013
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2013 | $1,000 | — |
| 2014 | $1,246 | +24.6% |
| 2015 | $1,089 | -12.6% |
| 2016 | $1,306 | +19.9% |
| 2017 | $1,349 | +3.3% |
| 2018 | $1,310 | -2.9% |
| 2019 | $1,541 | +17.7% |
| 2020 | $2,093 | +35.8% |
| 2021 | $1,840 | -12.1% |
| 2022 | $1,381 | -25.0% |
| 2023 | $1,420 | +2.8% |
| 2024 | $1,772 | +24.8% |
| 2025 | $1,669 | -5.8% |
| 2026 | $1,569 | -6.0% |
Best and worst month-end to buy
The best single month-end close to have bought EARN was 2020-03 ($2.22): $1,000 then is $1,986 today. The worst was 2021-10 ($5.94): $1,000 then is $742.
FAQ
What would $1,000 in EARN be worth today?
A $1,000 investment in Ellington Credit Company Common Shares of Beneficial Interest (EARN) at the start of 2013 would be worth about $1,336 today, a total return of +33.6%. Dividends are reinvested in these figures.
What were the best and worst years for EARN?
Ellington Credit Company Common Shares of Beneficial Interest (EARN)'s strongest calendar year since 2013 was 2020, a +35.8% return — $1,000 held through that year became about $1,358 by year-end. Its weakest year was 2022, at -25.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in EARN have grown?
Investing $100 at the end of every month since 2013-05 would have grown to about $17,843 on $16,000 invested.
Did EARN beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $4,727. EARN trailed the S&P 500 by +71.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Ellington Credit Company Common Shares of Beneficial Interest (EARN) historical total-return data from 2013-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.