Wall Street RegretsThe regret calculator.

What if you'd held EFNL?

A $1,000 investment in iShares MSCI Finland ETF (EFNL) at the month-end close of 2012-01 would be worth $3,437 at the close of 2026-08 — +243.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,873.

$1,000 since 2012$3,437Total return+243.7%Multiple3.4×CAGR+8.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,437Gain+$2,437 (+243.7%)Multiple3.4×CAGR+8.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$3,4372013$3,1842014$2,3862015$2,5252016$2,4392017$2,3602018$1,9062019$2,0472020$1,8012021$1,4992022$1,3562023$1,6402024$1,6422025$1,7332026$1,128

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,335+33.5%
    2014$1,261-5.5%
    2015$1,305+3.5%
    2016$1,349+3.4%
    2017$1,670+23.8%
    2018$1,556-6.9%
    2019$1,767+13.6%
    2020$2,125+20.2%
    2021$2,348+10.5%
    2022$1,942-17.3%
    2023$1,940-0.1%
    2024$1,837-5.3%
    2025$2,821+53.6%
    2026$3,184+12.8%

    Best and worst month-end to buy

    The best single month-end close to have bought EFNL was 2012-05 ($13.09): $1,000 then is $4,101 today. The worst was 2026-05 ($56.52): $1,000 then is $950.

    FAQ

    What would $1,000 in EFNL be worth today?

    A $1,000 investment in iShares MSCI Finland ETF (EFNL) at the start of 2012 would be worth about $3,437 today, a total return of +243.7%. Dividends are reinvested in these figures.

    What were the best and worst years for EFNL?

    iShares MSCI Finland ETF (EFNL)'s strongest calendar year since 2012 was 2025, a +53.6% return — $1,000 held through that year became about $1,536 by year-end. Its weakest year was 2022, at -17.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EFNL have grown?

    Investing $100 at the end of every month since 2012-01 would have grown to about $35,617 on $17,600 invested.

    Did EFNL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,873. EFNL trailed the S&P 500 by +41.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI Finland ETF (EFNL) historical total-return data from 2012-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.