Wall Street RegretsThe regret calculator.

What if you'd held EFO?

A $1,000 investment in ProShares Ultra MSCI EAFE (EFO) at the month-end close of 2009-06 would be worth $4,516 at the close of 2026-08 — +351.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,384.

$1,000 since 2009$4,516Total return+351.6%Multiple4.5×CAGR+9.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,516Gain+$3,516 (+351.6%)Multiple4.5×CAGR+9.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$4,5162010$3,1912011$2,9142012$4,3012013$3,1722014$2,2252015$2,6022016$2,7792017$2,8632018$1,8862019$2,7302020$1,9382021$1,8942022$1,5872023$2,3902024$1,9012025$1,9422026$1,225

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,095+9.5%
    2011$742-32.3%
    2012$1,006+35.6%
    2013$1,435+42.6%
    2014$1,226-14.5%
    2015$1,148-6.4%
    2016$1,115-2.9%
    2017$1,692+51.8%
    2018$1,169-30.9%
    2019$1,647+40.9%
    2020$1,685+2.3%
    2021$2,012+19.4%
    2022$1,335-33.6%
    2023$1,679+25.8%
    2024$1,643-2.2%
    2025$2,604+58.5%
    2026$3,191+22.5%

    Best and worst month-end to buy

    The best single month-end close to have bought EFO was 2012-05 ($16.43): $1,000 then is $4,728 today. The worst was 2026-08 ($77.68): $1,000 then is $1,000.

    FAQ

    What would $1,000 in EFO be worth today?

    A $1,000 investment in ProShares Ultra MSCI EAFE (EFO) at the start of 2009 would be worth about $4,516 today, a total return of +351.6%. Dividends are reinvested in these figures.

    What were the best and worst years for EFO?

    ProShares Ultra MSCI EAFE (EFO)'s strongest calendar year since 2009 was 2025, a +58.5% return — $1,000 held through that year became about $1,585 by year-end. Its weakest year was 2022, at -33.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EFO have grown?

    Investing $100 at the end of every month since 2009-06 would have grown to about $50,720 on $20,700 invested.

    Did EFO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,384. EFO trailed the S&P 500 by +46.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares Ultra MSCI EAFE (EFO) historical total-return data from 2009-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.