Wall Street RegretsThe regret calculator.

What if you'd held EJAN?

A $1,000 investment in Innovator Emerging Markets Power Buffer ETF January (EJAN) at the month-end close of 2020-01 would be worth $1,399 at the close of 2026-08 — +39.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,390.

$1,000 since 2020$1,399Total return+39.9%Multiple1.4×CAGR+5.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,399Gain+$399 (+39.9%)Multiple1.4×CAGR+5.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$1,3992021$1,2192022$1,2382023$1,3462024$1,2782025$1,2442026$1,084

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$985-1.5%
    2022$906-8.0%
    2023$954+5.4%
    2024$980+2.7%
    2025$1,125+14.8%
    2026$1,219+8.4%

    Best and worst month-end to buy

    The best single month-end close to have bought EJAN was 2020-03 ($22.85): $1,000 then is $1,603 today. The worst was 2026-08 ($36.63): $1,000 then is $1,000.

    FAQ

    What would $1,000 in EJAN be worth today?

    A $1,000 investment in Innovator Emerging Markets Power Buffer ETF January (EJAN) at the start of 2020 would be worth about $1,399 today, a total return of +39.9%. Dividends are reinvested in these figures.

    What were the best and worst years for EJAN?

    Innovator Emerging Markets Power Buffer ETF January (EJAN)'s strongest calendar year since 2020 was 2025, a +14.8% return — $1,000 held through that year became about $1,148 by year-end. Its weakest year was 2022, at -8.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EJAN have grown?

    Investing $100 at the end of every month since 2020-01 would have grown to about $10,007 on $8,000 invested.

    Did EJAN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,390. EJAN trailed the S&P 500 by +41.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Innovator Emerging Markets Power Buffer ETF January (EJAN) historical total-return data from 2020-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.