Wall Street RegretsThe regret calculator.

What if you'd held EMBD?

A $1,000 investment in Global X Emerging Markets Bond ETF (EMBD) at the month-end close of 2020-06 would be worth $1,263 at the close of 2026-08 — +26.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,486.

$1,000 since 2020$1,263Total return+26.3%Multiple1.3×CAGR+3.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,263Gain+$263 (+26.3%)Multiple1.3×CAGR+3.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$1,2632021$1,1442022$1,1662023$1,3532024$1,2242025$1,1462026$1,013

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$982-1.8%
    2022$846-13.9%
    2023$935+10.6%
    2024$999+6.8%
    2025$1,129+13.1%
    2026$1,144+1.3%

    Best and worst month-end to buy

    The best single month-end close to have bought EMBD was 2022-09 ($15.98): $1,000 then is $1,479 today. The worst was 2026-06 ($23.84): $1,000 then is $992.

    FAQ

    What would $1,000 in EMBD be worth today?

    A $1,000 investment in Global X Emerging Markets Bond ETF (EMBD) at the start of 2020 would be worth about $1,263 today, a total return of +26.3%. Dividends are reinvested in these figures.

    What were the best and worst years for EMBD?

    Global X Emerging Markets Bond ETF (EMBD)'s strongest calendar year since 2020 was 2025, a +13.1% return — $1,000 held through that year became about $1,131 by year-end. Its weakest year was 2022, at -13.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EMBD have grown?

    Investing $100 at the end of every month since 2020-06 would have grown to about $8,933 on $7,500 invested.

    Did EMBD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,486. EMBD trailed the S&P 500 by +49.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Global X Emerging Markets Bond ETF (EMBD) historical total-return data from 2020-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.