Wall Street RegretsThe regret calculator.

What if you'd held EMD?

A $1,000 investment in Western Asset Emerging Markets Debt Fund Inc (EMD) at the month-end close of 2003-12 would be worth $3,970 at the close of 2026-08 — +297.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,932.

$1,000 since 2003$3,970Total return+297.0%Multiple4.0×CAGR+6.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,970Gain+$2,970 (+297.0%)Multiple4.0×CAGR+6.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$3,9702004$3,9702005$3,7072006$3,7202007$3,4322008$3,1762009$4,0152010$2,6142011$2,2982012$2,0742013$1,6782014$1,9742015$1,9852016$2,0862017$1,7762018$1,5862019$1,8382020$1,4522021$1,3552022$1,3612023$1,7162024$1,5292025$1,3152026$1,065

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,071+7.1%
    2005$1,067-0.3%
    2006$1,157+8.4%
    2007$1,250+8.1%
    2008$989-20.9%
    2009$1,519+53.6%
    2010$1,728+13.8%
    2011$1,914+10.8%
    2012$2,366+23.6%
    2013$2,011-15.0%
    2014$2,000-0.6%
    2015$1,903-4.9%
    2016$2,235+17.5%
    2017$2,504+12.0%
    2018$2,160-13.7%
    2019$2,735+26.6%
    2020$2,929+7.1%
    2021$2,918-0.4%
    2022$2,313-20.7%
    2023$2,597+12.3%
    2024$3,019+16.2%
    2025$3,728+23.5%
    2026$3,970+6.5%

    Best and worst month-end to buy

    The best single month-end close to have bought EMD was 2008-11 ($2.13): $1,000 then is $4,995 today. The worst was 2026-04 ($10.65): $1,000 then is $999.

    FAQ

    What would $1,000 in EMD be worth today?

    A $1,000 investment in Western Asset Emerging Markets Debt Fund Inc (EMD) at the start of 2003 would be worth about $3,970 today, a total return of +297.0%. Dividends are reinvested in these figures.

    What were the best and worst years for EMD?

    Western Asset Emerging Markets Debt Fund Inc (EMD)'s strongest calendar year since 2003 was 2009, a +53.6% return — $1,000 held through that year became about $1,536 by year-end. Its weakest year was 2008, at -20.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EMD have grown?

    Investing $100 at the end of every month since 2003-12 would have grown to about $60,575 on $27,300 invested.

    Did EMD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,932. EMD trailed the S&P 500 by +42.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Western Asset Emerging Markets Debt Fund Inc (EMD) historical total-return data from 2003-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.