Wall Street RegretsThe regret calculator.

What if you'd held EPAM?

A $1,000 investment in EPAM Systems, Inc. (EPAM) at the month-end close of 2012-02 would be worth $7,599 at the close of 2026-08 — +659.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,644.

$1,000 since 2012$7,599Total return+659.9%Multiple7.6×CAGR+15.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,599Gain+$6,599 (+659.9%)Multiple7.6×CAGR+15.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$7,5992013$5,9322014$3,0732015$2,2492016$1,3662017$1,6702018$9992019$9262020$5062021$3002022$1612023$3282024$3612025$4592026$524

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,930+93.0%
    2014$2,638+36.7%
    2015$4,344+64.6%
    2016$3,553-18.2%
    2017$5,935+67.1%
    2018$6,409+8.0%
    2019$11,722+82.9%
    2020$19,798+68.9%
    2021$36,931+86.5%
    2022$18,107-51.0%
    2023$16,428-9.3%
    2024$12,918-21.4%
    2025$11,319-12.4%
    2026$5,932-47.6%

    Best and worst month-end to buy

    The best single month-end close to have bought EPAM was 2012-02 ($14.13): $1,000 then is $7,599 today. The worst was 2021-10 ($673): $1,000 then is $159.

    FAQ

    What would $1,000 in EPAM be worth today?

    A $1,000 investment in EPAM Systems, Inc. (EPAM) at the start of 2012 would be worth about $7,599 today, a total return of +659.9%. Dividends are reinvested in these figures.

    What were the best and worst years for EPAM?

    EPAM Systems, Inc. (EPAM)'s strongest calendar year since 2012 was 2013, a +93.0% return — $1,000 held through that year became about $1,930 by year-end. Its weakest year was 2022, at -51.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EPAM have grown?

    Investing $100 at the end of every month since 2012-02 would have grown to about $25,287 on $17,500 invested.

    Did EPAM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,644. EPAM beat the S&P 500 by +34.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    EPAM Systems, Inc. (EPAM) historical total-return data from 2012-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.