Wall Street RegretsThe regret calculator.

What if you'd held ERC?

A $1,000 investment in Allspring Multi-Sector Income Fund (ERC) at the month-end close of 2003-06 would be worth $4,188 at the close of 2026-08 — +318.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,910.

$1,000 since 2003$4,188Total return+318.8%Multiple4.2×CAGR+6.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,188Gain+$3,188 (+318.8%)Multiple4.2×CAGR+6.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$4,1882004$4,3042005$3,9912006$4,2652007$3,6202008$3,6482009$4,5782010$2,9462011$2,5042012$2,3952013$2,0262014$2,1522015$2,0442016$2,2452017$1,8032018$1,6102019$1,7262020$1,3482021$1,2922022$1,0872023$1,3232024$1,2602025$1,1882026$1,070

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,078+7.8%
    2005$1,009-6.4%
    2006$1,189+17.8%
    2007$1,180-0.8%
    2008$940-20.3%
    2009$1,461+55.4%
    2010$1,719+17.7%
    2011$1,797+4.6%
    2012$2,124+18.2%
    2013$2,000-5.9%
    2014$2,106+5.3%
    2015$1,917-9.0%
    2016$2,387+24.5%
    2017$2,673+12.0%
    2018$2,493-6.7%
    2019$3,194+28.1%
    2020$3,332+4.3%
    2021$3,959+18.8%
    2022$3,253-17.8%
    2023$3,415+5.0%
    2024$3,622+6.1%
    2025$4,023+11.1%
    2026$4,304+7.0%

    Best and worst month-end to buy

    The best single month-end close to have bought ERC was 2008-11 ($1.70): $1,000 then is $5,494 today. The worst was 2026-08 ($9.34): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ERC be worth today?

    A $1,000 investment in Allspring Multi-Sector Income Fund (ERC) at the start of 2003 would be worth about $4,188 today, a total return of +318.8%. Dividends are reinvested in these figures.

    What were the best and worst years for ERC?

    Allspring Multi-Sector Income Fund (ERC)'s strongest calendar year since 2003 was 2009, a +55.4% return — $1,000 held through that year became about $1,554 by year-end. Its weakest year was 2008, at -20.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ERC have grown?

    Investing $100 at the end of every month since 2003-06 would have grown to about $65,271 on $27,900 invested.

    Did ERC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,910. ERC trailed the S&P 500 by +47.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Allspring Multi-Sector Income Fund (ERC) historical total-return data from 2003-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.