Wall Street RegretsThe regret calculator.

What if you'd held ESNT?

A $1,000 investment in Essent Group Ltd. Common Shares (ESNT) at the month-end close of 2013-10 would be worth $3,720 at the close of 2026-08 — +272.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,388.

$1,000 since 2013$3,720Total return+272.0%Multiple3.7×CAGR+10.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,720Gain+$2,720 (+272.0%)Multiple3.7×CAGR+10.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$3,7202014$3,2462015$3,0372016$3,5682017$2,4132018$1,7992019$2,2852020$1,4932021$1,7682022$1,6522023$1,8932024$1,3662025$1,2982026$1,075

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,069+6.9%
    2015$910-14.9%
    2016$1,345+47.9%
    2017$1,804+34.1%
    2018$1,420-21.3%
    2019$2,173+53.0%
    2020$1,836-15.5%
    2021$1,965+7.0%
    2022$1,715-12.8%
    2023$2,376+38.6%
    2024$2,501+5.2%
    2025$3,019+20.7%
    2026$3,246+7.5%

    Best and worst month-end to buy

    The best single month-end close to have bought ESNT was 2016-01 ($15.88): $1,000 then is $4,348 today. The worst was 2026-08 ($69.04): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ESNT be worth today?

    A $1,000 investment in Essent Group Ltd. Common Shares (ESNT) at the start of 2013 would be worth about $3,720 today, a total return of +272.0%. Dividends are reinvested in these figures.

    What were the best and worst years for ESNT?

    Essent Group Ltd. Common Shares (ESNT)'s strongest calendar year since 2013 was 2019, a +53.0% return — $1,000 held through that year became about $1,530 by year-end. Its weakest year was 2018, at -21.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ESNT have grown?

    Investing $100 at the end of every month since 2013-10 would have grown to about $32,375 on $15,500 invested.

    Did ESNT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,388. ESNT trailed the S&P 500 by +15.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Essent Group Ltd. Common Shares (ESNT) historical total-return data from 2013-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.