What if you'd held FBNC?
A $1,000 investment in First Bancorp (FBNC) at the month-end close of 1987-04 would be worth $44,401 at the close of 2026-08 — +4340.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $26,730.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1987
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1987 | $1,000 | — |
| 1988 | $1,130 | +13.0% |
| 1989 | $1,212 | +7.3% |
| 1990 | $1,169 | -3.6% |
| 1991 | $1,060 | -9.3% |
| 1992 | $1,483 | +39.8% |
| 1993 | $2,110 | +42.3% |
| 1994 | $2,178 | +3.3% |
| 1995 | $2,725 | +25.1% |
| 1996 | $4,039 | +48.2% |
| 1997 | $7,796 | +93.0% |
| 1998 | $6,585 | -15.5% |
| 1999 | $5,774 | -12.3% |
| 2000 | $5,787 | +0.2% |
| 2001 | $8,610 | +48.8% |
| 2002 | $9,315 | +8.2% |
| 2003 | $12,787 | +37.3% |
| 2004 | $17,191 | +34.4% |
| 2005 | $13,193 | -23.3% |
| 2006 | $14,801 | +12.2% |
| 2007 | $13,285 | -10.2% |
| 2008 | $13,496 | +1.6% |
| 2009 | $10,503 | -22.2% |
| 2010 | $11,772 | +12.1% |
| 2011 | $8,826 | -25.0% |
| 2012 | $10,453 | +18.4% |
| 2013 | $13,848 | +32.5% |
| 2014 | $15,666 | +13.1% |
| 2015 | $16,188 | +3.3% |
| 2016 | $23,814 | +47.1% |
| 2017 | $31,296 | +31.4% |
| 2018 | $29,263 | -6.5% |
| 2019 | $36,287 | +24.0% |
| 2020 | $31,710 | -12.6% |
| 2021 | $43,654 | +37.7% |
| 2022 | $41,826 | -4.2% |
| 2023 | $37,124 | -11.2% |
| 2024 | $45,166 | +21.7% |
| 2025 | $53,202 | +17.8% |
| 2026 | $68,078 | +28.0% |
Best and worst month-end to buy
The best single month-end close to have bought FBNC was 1991-08 ($0.95): $1,000 then is $68,150 today. The worst was 2026-08 ($64.47): $1,000 then is $1,000.
FAQ
What would $1,000 in FBNC be worth today?
A $1,000 investment in First Bancorp (FBNC) at the start of 1987 would be worth about $44,401 today, a total return of +4340.1%. Dividends are reinvested in these figures.
What were the best and worst years for FBNC?
First Bancorp (FBNC)'s strongest calendar year since 1987 was 1997, a +93.0% return — $1,000 held through that year became about $1,930 by year-end. Its weakest year was 2011, at -25.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FBNC have grown?
Investing $100 at the end of every month since 1987-04 would have grown to about $716,375 on $47,300 invested.
Did FBNC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $26,730. FBNC beat the S&P 500 by +66.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First Bancorp (FBNC) historical total-return data from 1987-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.