Wall Street RegretsThe regret calculator.

What if you'd held FBP?

A $1,000 investment in First BanCorp. New (FBP) at the month-end close of 1987-01 would be worth $6,558 at the close of 2026-08 — +555.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $28,123.

$1,000 since 1987$6,558Total return+555.8%Multiple6.6×CAGR+4.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,558Gain+$5,558 (+555.8%)Multiple6.6×CAGR+4.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4252001$3642002$2962003$2452004$1382005$84.902006$2142007$2712008$3442009$2192010$1,0292011$5,1462012$10,1642013$7,7552014$5,7382015$6,0422016$10,9042017$5,3702018$6,9582019$4,1132020$3,2942021$3,6772022$2,4022023$2,5192024$1,8692025$1,5992026$1,397

    Every year, $1,000 from 1987

    YearValue of $1,000Year return
    1987$1,000
    1988$1,313+31.3%
    1989$1,442+9.8%
    1990$947-34.3%
    1991$1,023+8.0%
    1992$2,653+159.4%
    1993$6,298+137.4%
    1994$6,630+5.3%
    1995$12,770+92.6%
    1996$15,102+18.3%
    1997$20,106+33.1%
    1998$36,181+80.0%
    1999$25,291-30.1%
    2000$29,472+16.5%
    2001$36,275+23.1%
    2002$43,902+21.0%
    2003$77,955+77.6%
    2004$126,494+62.3%
    2005$50,226-60.3%
    2006$39,660-21.0%
    2007$31,204-21.3%
    2008$49,053+57.2%
    2009$10,438-78.7%
    2010$2,087-80.0%
    2011$1,057-49.4%
    2012$1,385+31.1%
    2013$1,872+35.1%
    2014$1,777-5.0%
    2015$985-44.6%
    2016$2,000+103.1%
    2017$1,543-22.8%
    2018$2,611+69.2%
    2019$3,260+24.9%
    2020$2,921-10.4%
    2021$4,472+53.1%
    2022$4,264-4.6%
    2023$5,747+34.8%
    2024$6,717+16.9%
    2025$7,687+14.4%
    2026$10,740+39.7%

    Best and worst month-end to buy

    The best single month-end close to have bought FBP was 2016-01 ($2.08): $1,000 then is $13,683 today. The worst was 2004-11 ($338): $1,000 then is $84.26.

    FAQ

    What would $1,000 in FBP be worth today?

    A $1,000 investment in First BanCorp. New (FBP) at the start of 1987 would be worth about $6,558 today, a total return of +555.8%. Dividends are reinvested in these figures.

    What were the best and worst years for FBP?

    First BanCorp. New (FBP)'s strongest calendar year since 1987 was 1992, a +159.4% return — $1,000 held through that year became about $2,594 by year-end. Its weakest year was 2010, at -80.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FBP have grown?

    Investing $100 at the end of every month since 1987-01 would have grown to about $172,103 on $47,600 invested.

    Did FBP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $28,123. FBP trailed the S&P 500 by +76.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    First BanCorp. New (FBP) historical total-return data from 1987-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.