Wall Street RegretsThe regret calculator.

What if you'd held FCF?

A $1,000 investment in First Commonwealth Financial Corporation (FCF) at the month-end close of 1992-06 would be worth $12,462 at the close of 2026-08 — +1146.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,886.

$1,000 since 1992$12,462Total return+1146.2%Multiple12.5×CAGR+7.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$12,462Gain+$11,462 (+1146.2%)Multiple12.5×CAGR+7.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4,7432001$5,3592002$4,4342003$4,2292004$3,2452005$2,8732006$3,2552007$2,9792008$3,5392009$2,8692010$7,4682011$4,8532012$6,4012013$4,7972014$3,5942015$3,3322016$3,2802017$2,0372018$1,9702019$2,2792020$1,8442021$2,3302022$1,5332023$1,7092024$1,4892025$1,3152026$1,276

    Every year, $1,000 from 1992

    YearValue of $1,000Year return
    1992$1,000
    1993$1,239+23.9%
    1994$986-20.5%
    1995$1,330+35.0%
    1996$1,474+10.8%
    1997$2,876+95.1%
    1998$2,077-27.8%
    1999$2,124+2.3%
    2000$1,880-11.5%
    2001$2,273+20.9%
    2002$2,383+4.8%
    2003$3,105+30.3%
    2004$3,507+12.9%
    2005$3,096-11.7%
    2006$3,383+9.3%
    2007$2,847-15.8%
    2008$3,512+23.4%
    2009$1,349-61.6%
    2010$2,077+53.9%
    2011$1,574-24.2%
    2012$2,100+33.4%
    2013$2,804+33.5%
    2014$3,024+7.8%
    2015$3,072+1.6%
    2016$4,947+61.1%
    2017$5,115+3.4%
    2018$4,421-13.6%
    2019$5,464+23.6%
    2020$4,325-20.8%
    2021$6,574+52.0%
    2022$5,895-10.3%
    2023$6,766+14.8%
    2024$7,665+13.3%
    2025$7,900+3.1%
    2026$10,077+27.6%

    Best and worst month-end to buy

    The best single month-end close to have bought FCF was 1992-06 ($1.69): $1,000 then is $12,462 today. The worst was 2026-07 ($21.39): $1,000 then is $985.

    FAQ

    What would $1,000 in FCF be worth today?

    A $1,000 investment in First Commonwealth Financial Corporation (FCF) at the start of 1992 would be worth about $12,462 today, a total return of +1146.2%. Dividends are reinvested in these figures.

    What were the best and worst years for FCF?

    First Commonwealth Financial Corporation (FCF)'s strongest calendar year since 1992 was 1997, a +95.1% return — $1,000 held through that year became about $1,951 by year-end. Its weakest year was 2009, at -61.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FCF have grown?

    Investing $100 at the end of every month since 1992-06 would have grown to about $173,735 on $41,100 invested.

    Did FCF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $18,886. FCF trailed the S&P 500 by +34.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    First Commonwealth Financial Corporation (FCF) historical total-return data from 1992-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.