Wall Street RegretsThe regret calculator.

What if you'd held FHLC?

A $1,000 investment in Fidelity MSCI Health Care Index ETF (FHLC) at the month-end close of 2013-10 would be worth $4,053 at the close of 2026-08 — +305.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,388.

$1,000 since 2013$4,053Total return+305.3%Multiple4.1×CAGR+11.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,053Gain+$3,053 (+305.3%)Multiple4.1×CAGR+11.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$4,0532014$3,8242015$3,0582016$2,8562017$2,9672018$2,4062019$2,2802020$1,8692021$1,5832022$1,3192023$1,4012024$1,3662025$1,3332026$1,155

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,250+25.0%
    2015$1,339+7.1%
    2016$1,289-3.8%
    2017$1,589+23.3%
    2018$1,677+5.5%
    2019$2,045+21.9%
    2020$2,416+18.1%
    2021$2,899+20.0%
    2022$2,729-5.9%
    2023$2,799+2.6%
    2024$2,869+2.5%
    2025$3,311+15.4%
    2026$3,824+15.5%

    Best and worst month-end to buy

    The best single month-end close to have bought FHLC was 2013-10 ($21.02): $1,000 then is $4,053 today. The worst was 2026-08 ($85.19): $1,000 then is $1,000.

    FAQ

    What would $1,000 in FHLC be worth today?

    A $1,000 investment in Fidelity MSCI Health Care Index ETF (FHLC) at the start of 2013 would be worth about $4,053 today, a total return of +305.3%. Dividends are reinvested in these figures.

    What were the best and worst years for FHLC?

    Fidelity MSCI Health Care Index ETF (FHLC)'s strongest calendar year since 2013 was 2014, a +25.0% return — $1,000 held through that year became about $1,250 by year-end. Its weakest year was 2022, at -5.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FHLC have grown?

    Investing $100 at the end of every month since 2013-10 would have grown to about $31,919 on $15,500 invested.

    Did FHLC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,388. FHLC trailed the S&P 500 by +7.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Fidelity MSCI Health Care Index ETF (FHLC) historical total-return data from 2013-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.