What if you'd held FLC?
A $1,000 investment in Flaherty & Crumrine Total Return Fund Inc (FLC) at the month-end close of 2003-08 would be worth $4,458 at the close of 2026-08 — +345.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,647.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2003
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2003 | $1,000 | — |
| 2004 | $1,040 | +4.0% |
| 2005 | $866 | -16.7% |
| 2006 | $1,050 | +21.2% |
| 2007 | $892 | -15.1% |
| 2008 | $486 | -45.5% |
| 2009 | $1,005 | +106.7% |
| 2010 | $1,307 | +30.1% |
| 2011 | $1,554 | +18.9% |
| 2012 | $1,831 | +17.8% |
| 2013 | $1,844 | +0.7% |
| 2014 | $2,131 | +15.6% |
| 2015 | $2,242 | +5.2% |
| 2016 | $2,514 | +12.1% |
| 2017 | $2,942 | +17.0% |
| 2018 | $2,526 | -14.1% |
| 2019 | $3,501 | +38.6% |
| 2020 | $3,995 | +14.1% |
| 2021 | $4,111 | +2.9% |
| 2022 | $3,078 | -25.1% |
| 2023 | $3,053 | -0.8% |
| 2024 | $3,758 | +23.1% |
| 2025 | $4,224 | +12.4% |
| 2026 | $4,244 | +0.5% |
Best and worst month-end to buy
The best single month-end close to have bought FLC was 2009-03 ($1.68): $1,000 then is $10,030 today. The worst was 2026-02 ($17.21): $1,000 then is $979.
FAQ
What would $1,000 in FLC be worth today?
A $1,000 investment in Flaherty & Crumrine Total Return Fund Inc (FLC) at the start of 2003 would be worth about $4,458 today, a total return of +345.8%. Dividends are reinvested in these figures.
What were the best and worst years for FLC?
Flaherty & Crumrine Total Return Fund Inc (FLC)'s strongest calendar year since 2003 was 2009, a +106.7% return — $1,000 held through that year became about $2,067 by year-end. Its weakest year was 2008, at -45.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FLC have grown?
Investing $100 at the end of every month since 2003-08 would have grown to about $73,938 on $27,700 invested.
Did FLC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $7,647. FLC trailed the S&P 500 by +41.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Flaherty & Crumrine Total Return Fund Inc (FLC) historical total-return data from 2003-08 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.