Wall Street RegretsThe regret calculator.

What if you'd held FMBH?

A $1,000 investment in First Mid Bancshares, Inc. (FMBH) at the month-end close of 1999-03 would be worth $7,793 at the close of 2026-08 — +679.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,992.

$1,000 since 1999$7,793Total return+679.3%Multiple7.8×CAGR+7.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,793Gain+$6,793 (+679.3%)Multiple7.8×CAGR+7.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$8,4222001$10,1232002$7,9292003$6,8742004$3,9242005$3,1642006$2,9272007$2,8722008$2,9582009$3,4202010$4,2472011$4,2182012$3,8582013$3,0702014$3,1102015$3,5902016$2,4922017$1,8612018$1,6132019$1,9112020$1,6932021$1,7242022$1,3282023$1,7292024$1,5492025$1,4202026$1,307

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$832-16.8%
    2001$1,062+27.7%
    2002$1,225+15.3%
    2003$2,146+75.2%
    2004$2,662+24.0%
    2005$2,877+8.1%
    2006$2,933+1.9%
    2007$2,847-2.9%
    2008$2,462-13.5%
    2009$1,983-19.5%
    2010$1,997+0.7%
    2011$2,183+9.3%
    2012$2,743+25.6%
    2013$2,708-1.3%
    2014$2,346-13.3%
    2015$3,380+44.1%
    2016$4,524+33.9%
    2017$5,220+15.4%
    2018$4,407-15.6%
    2019$4,975+12.9%
    2020$4,886-1.8%
    2021$6,343+29.8%
    2022$4,871-23.2%
    2023$5,435+11.6%
    2024$5,929+9.1%
    2025$6,445+8.7%
    2026$8,422+30.7%

    Best and worst month-end to buy

    The best single month-end close to have bought FMBH was 2000-07 ($4.90): $1,000 then is $10,227 today. The worst was 2026-07 ($51.66): $1,000 then is $970.

    FAQ

    What would $1,000 in FMBH be worth today?

    A $1,000 investment in First Mid Bancshares, Inc. (FMBH) at the start of 1999 would be worth about $7,793 today, a total return of +679.3%. Dividends are reinvested in these figures.

    What were the best and worst years for FMBH?

    First Mid Bancshares, Inc. (FMBH)'s strongest calendar year since 1999 was 2003, a +75.2% return — $1,000 held through that year became about $1,752 by year-end. Its weakest year was 2022, at -23.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FMBH have grown?

    Investing $100 at the end of every month since 1999-03 would have grown to about $114,472 on $33,000 invested.

    Did FMBH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,992. FMBH beat the S&P 500 by +30.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    First Mid Bancshares, Inc. (FMBH) historical total-return data from 1999-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.