What if you'd held FNB?
A $1,000 investment in F.N.B. Corporation (FNB) at the month-end close of 1986-09 would be worth $14,964 at the close of 2026-08 — +1396.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $33,322.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1986
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1986 | $1,000 | — |
| 1987 | $1,233 | +23.3% |
| 1988 | $1,080 | -12.4% |
| 1989 | $1,027 | -4.8% |
| 1990 | $782 | -23.9% |
| 1991 | $766 | -2.0% |
| 1992 | $878 | +14.6% |
| 1993 | $1,259 | +43.4% |
| 1994 | $1,347 | +7.0% |
| 1995 | $1,980 | +47.0% |
| 1996 | $2,274 | +14.9% |
| 1997 | $3,992 | +75.6% |
| 1998 | $3,217 | -19.4% |
| 1999 | $2,735 | -15.0% |
| 2000 | $2,808 | +2.7% |
| 2001 | $3,815 | +35.9% |
| 2002 | $4,307 | +12.9% |
| 2003 | $6,004 | +39.4% |
| 2004 | $6,788 | +13.1% |
| 2005 | $6,083 | -10.4% |
| 2006 | $6,778 | +11.4% |
| 2007 | $5,781 | -14.7% |
| 2008 | $5,590 | -3.3% |
| 2009 | $3,090 | -44.7% |
| 2010 | $4,739 | +53.4% |
| 2011 | $5,732 | +21.0% |
| 2012 | $5,620 | -2.0% |
| 2013 | $6,952 | +23.7% |
| 2014 | $7,628 | +9.7% |
| 2015 | $7,919 | +3.8% |
| 2016 | $9,870 | +24.6% |
| 2017 | $8,806 | -10.8% |
| 2018 | $6,502 | -26.2% |
| 2019 | $8,744 | +34.5% |
| 2020 | $6,925 | -20.8% |
| 2021 | $9,198 | +32.8% |
| 2022 | $10,277 | +11.7% |
| 2023 | $11,280 | +9.8% |
| 2024 | $12,516 | +11.0% |
| 2025 | $14,941 | +19.4% |
| 2026 | $16,463 | +10.2% |
Best and worst month-end to buy
The best single month-end close to have bought FNB was 1991-05 ($0.81): $1,000 then is $23,011 today. The worst was 2026-06 ($19.08): $1,000 then is $973.
FAQ
What would $1,000 in FNB be worth today?
A $1,000 investment in F.N.B. Corporation (FNB) at the start of 1986 would be worth about $14,964 today, a total return of +1396.4%. Dividends are reinvested in these figures.
What were the best and worst years for FNB?
F.N.B. Corporation (FNB)'s strongest calendar year since 1986 was 1997, a +75.6% return — $1,000 held through that year became about $1,756 by year-end. Its weakest year was 2009, at -44.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNB have grown?
Investing $100 at the end of every month since 1986-09 would have grown to about $288,436 on $48,000 invested.
Did FNB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $33,322. FNB trailed the S&P 500 by +55.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
F.N.B. Corporation (FNB) historical total-return data from 1986-09 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.