What if you'd held FNCL?
A $1,000 investment in Fidelity MSCI Financials Index ETF (FNCL) at the month-end close of 2013-10 would be worth $4,275 at the close of 2026-08 — +327.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,388.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2013
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2013 | $1,000 | — |
| 2014 | $1,140 | +14.0% |
| 2015 | $1,132 | -0.7% |
| 2016 | $1,403 | +24.0% |
| 2017 | $1,684 | +20.0% |
| 2018 | $1,457 | -13.4% |
| 2019 | $1,918 | +31.6% |
| 2020 | $1,876 | -2.2% |
| 2021 | $2,531 | +34.9% |
| 2022 | $2,220 | -12.3% |
| 2023 | $2,533 | +14.1% |
| 2024 | $3,304 | +30.4% |
| 2025 | $3,798 | +14.9% |
| 2026 | $4,041 | +6.4% |
Best and worst month-end to buy
The best single month-end close to have bought FNCL was 2013-10 ($19.16): $1,000 then is $4,275 today. The worst was 2026-08 ($81.91): $1,000 then is $1,000.
FAQ
What would $1,000 in FNCL be worth today?
A $1,000 investment in Fidelity MSCI Financials Index ETF (FNCL) at the start of 2013 would be worth about $4,275 today, a total return of +327.5%. Dividends are reinvested in these figures.
What were the best and worst years for FNCL?
Fidelity MSCI Financials Index ETF (FNCL)'s strongest calendar year since 2013 was 2021, a +34.9% return — $1,000 held through that year became about $1,349 by year-end. Its weakest year was 2018, at -13.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNCL have grown?
Investing $100 at the end of every month since 2013-10 would have grown to about $36,788 on $15,500 invested.
Did FNCL beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $4,388. FNCL trailed the S&P 500 by +2.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Fidelity MSCI Financials Index ETF (FNCL) historical total-return data from 2013-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.