Wall Street RegretsThe regret calculator.

What if you'd held FTSD?

A $1,000 investment in Franklin Short Duration U.S. Government ETF (FTSD) at the month-end close of 2013-11 would be worth $1,239 at the close of 2026-08 — +23.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,268.

$1,000 since 2013$1,239Total return+23.9%Multiple1.2×CAGR+1.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,239Gain+$239 (+23.9%)Multiple1.2×CAGR+1.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$1,2392014$1,2402015$1,2302016$1,2282017$1,2222018$1,2142019$1,1942020$1,1662021$1,1312022$1,1412023$1,1782024$1,1242025$1,0682026$1,011

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,008+0.8%
    2015$1,010+0.2%
    2016$1,015+0.5%
    2017$1,021+0.6%
    2018$1,038+1.6%
    2019$1,063+2.4%
    2020$1,096+3.1%
    2021$1,086-0.9%
    2022$1,052-3.1%
    2023$1,103+4.9%
    2024$1,161+5.2%
    2025$1,227+5.7%
    2026$1,240+1.1%

    Best and worst month-end to buy

    The best single month-end close to have bought FTSD was 2013-12 ($72.67): $1,000 then is $1,240 today. The worst was 2026-07 ($90.23): $1,000 then is $999.

    FAQ

    What would $1,000 in FTSD be worth today?

    A $1,000 investment in Franklin Short Duration U.S. Government ETF (FTSD) at the start of 2013 would be worth about $1,239 today, a total return of +23.9%. Dividends are reinvested in these figures.

    What were the best and worst years for FTSD?

    Franklin Short Duration U.S. Government ETF (FTSD)'s strongest calendar year since 2013 was 2025, a +5.7% return — $1,000 held through that year became about $1,057 by year-end. Its weakest year was 2022, at -3.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FTSD have grown?

    Investing $100 at the end of every month since 2013-11 would have grown to about $17,878 on $15,400 invested.

    Did FTSD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,268. FTSD trailed the S&P 500 by +71.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Franklin Short Duration U.S. Government ETF (FTSD) historical total-return data from 2013-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.