What if you'd held FUNC?
A $1,000 investment in First United Corporation (FUNC) at the month-end close of 1992-09 would be worth $10,790 at the close of 2026-08 — +979.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,449.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1992
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1992 | $1,000 | — |
| 1993 | $2,081 | +108.1% |
| 1994 | $1,945 | -6.5% |
| 1995 | $1,583 | -18.6% |
| 1996 | $1,557 | -1.7% |
| 1997 | $2,171 | +39.4% |
| 1998 | $1,840 | -15.2% |
| 1999 | $1,662 | -9.7% |
| 2000 | $1,267 | -23.8% |
| 2001 | $2,052 | +62.0% |
| 2002 | $2,193 | +6.8% |
| 2003 | $3,371 | +53.7% |
| 2004 | $2,943 | -12.7% |
| 2005 | $3,148 | +7.0% |
| 2006 | $3,364 | +6.9% |
| 2007 | $3,193 | -5.1% |
| 2008 | $2,243 | -29.8% |
| 2009 | $1,074 | -52.1% |
| 2010 | $629 | -41.5% |
| 2011 | $579 | -8.0% |
| 2012 | $1,314 | +127.2% |
| 2013 | $1,405 | +6.9% |
| 2014 | $1,567 | +11.5% |
| 2015 | $2,143 | +36.8% |
| 2016 | $2,921 | +36.3% |
| 2017 | $3,188 | +9.1% |
| 2018 | $2,957 | -7.2% |
| 2019 | $4,567 | +54.4% |
| 2020 | $3,048 | -33.3% |
| 2021 | $3,814 | +25.2% |
| 2022 | $4,121 | +8.1% |
| 2023 | $5,160 | +25.2% |
| 2024 | $7,650 | +48.3% |
| 2025 | $8,743 | +14.3% |
| 2026 | $10,379 | +18.7% |
Best and worst month-end to buy
The best single month-end close to have bought FUNC was 2011-11 ($2.34): $1,000 then is $18,628 today. The worst was 2026-06 ($43.86): $1,000 then is $994.
FAQ
What would $1,000 in FUNC be worth today?
A $1,000 investment in First United Corporation (FUNC) at the start of 1992 would be worth about $10,790 today, a total return of +979.0%. Dividends are reinvested in these figures.
What were the best and worst years for FUNC?
First United Corporation (FUNC)'s strongest calendar year since 1992 was 2012, a +127.2% return — $1,000 held through that year became about $2,272 by year-end. Its weakest year was 2009, at -52.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FUNC have grown?
Investing $100 at the end of every month since 1992-09 would have grown to about $215,748 on $40,800 invested.
Did FUNC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $18,449. FUNC trailed the S&P 500 by +41.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First United Corporation (FUNC) historical total-return data from 1992-09 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.