Wall Street RegretsThe regret calculator.

What if you'd held FUTY?

A $1,000 investment in Fidelity MSCI Utilities Index ETF (FUTY) at the month-end close of 2013-10 would be worth $3,318 at the close of 2026-08 — +231.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,388.

$1,000 since 2013$3,318Total return+231.8%Multiple3.3×CAGR+9.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,318Gain+$2,318 (+231.8%)Multiple3.3×CAGR+9.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$3,3182014$3,3442015$2,6342016$2,7652017$2,3782018$2,1132019$2,0252020$1,6222021$1,6352022$1,3912023$1,3852024$1,4962025$1,2152026$1,043

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,269+26.9%
    2015$1,209-4.7%
    2016$1,406+16.2%
    2017$1,582+12.6%
    2018$1,651+4.3%
    2019$2,062+24.9%
    2020$2,045-0.8%
    2021$2,404+17.5%
    2022$2,415+0.4%
    2023$2,235-7.5%
    2024$2,753+23.2%
    2025$3,205+16.4%
    2026$3,344+4.3%

    Best and worst month-end to buy

    The best single month-end close to have bought FUTY was 2013-11 ($16.78): $1,000 then is $3,387 today. The worst was 2026-02 ($60.62): $1,000 then is $938.

    FAQ

    What would $1,000 in FUTY be worth today?

    A $1,000 investment in Fidelity MSCI Utilities Index ETF (FUTY) at the start of 2013 would be worth about $3,318 today, a total return of +231.8%. Dividends are reinvested in these figures.

    What were the best and worst years for FUTY?

    Fidelity MSCI Utilities Index ETF (FUTY)'s strongest calendar year since 2013 was 2014, a +26.9% return — $1,000 held through that year became about $1,269 by year-end. Its weakest year was 2023, at -7.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FUTY have grown?

    Investing $100 at the end of every month since 2013-10 would have grown to about $29,081 on $15,500 invested.

    Did FUTY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,388. FUTY trailed the S&P 500 by +24.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Fidelity MSCI Utilities Index ETF (FUTY) historical total-return data from 2013-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.