Wall Street RegretsThe regret calculator.

What if you'd held FXY?

A $1,000 investment in Invesco CurrencyShares Japanese Yen Trust (FXY) at the month-end close of 2007-02 would be worth $686 at the close of 2026-08 — -31.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,479.

$1,000 since 2007$686Total return-31.4%Multiple0.69×CAGR-1.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$686Gain+$-314 (-31.4%)Multiple0.7×CAGR-1.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$6862008$6482009$5272010$5442011$4772012$4542013$5132014$6252015$7142016$7202017$7032018$6812019$6662020$6642021$6342022$7122023$8162024$8822025$9902026$989

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,229+22.9%
    2009$1,190-3.2%
    2010$1,359+14.2%
    2011$1,428+5.1%
    2012$1,261-11.6%
    2013$1,035-17.9%
    2014$906-12.5%
    2015$900-0.7%
    2016$921+2.3%
    2017$950+3.2%
    2018$972+2.3%
    2019$976+0.4%
    2020$1,021+4.6%
    2021$909-10.9%
    2022$794-12.8%
    2023$734-7.4%
    2024$654-10.9%
    2025$655+0.1%
    2026$648-1.1%

    Best and worst month-end to buy

    The best single month-end close to have bought FXY was 2026-06 ($56.44): $1,000 then is $1,028 today. The worst was 2012-01 ($129): $1,000 then is $449.

    FAQ

    What would $1,000 in FXY be worth today?

    A $1,000 investment in Invesco CurrencyShares Japanese Yen Trust (FXY) at the start of 2007 would be worth about $686 today, a total return of -31.4%. Dividends are reinvested in these figures.

    What were the best and worst years for FXY?

    Invesco CurrencyShares Japanese Yen Trust (FXY)'s strongest calendar year since 2007 was 2008, a +22.9% return — $1,000 held through that year became about $1,229 by year-end. Its weakest year was 2013, at -17.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FXY have grown?

    Investing $100 at the end of every month since 2007-02 would have grown to about $16,099 on $23,500 invested.

    Did FXY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,479. FXY trailed the S&P 500 by +87.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Invesco CurrencyShares Japanese Yen Trust (FXY) historical total-return data from 2007-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.