Wall Street RegretsThe regret calculator.

What if you'd held GCBC?

A $1,000 investment in Greene County Bancorp, Inc. (GCBC) at the month-end close of 1999-06 would be worth $67,525 at the close of 2026-08 — +6652.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,615.

$1,000 since 1999$67,525Total return+6652.5%Multiple67.5×CAGR+16.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$67,525Gain+$66,525 (+6652.5%)Multiple67.5×CAGR+16.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$65,3422001$60,5112002$36,0652003$27,5842004$15,2622005$15,0022006$15,9792007$15,1012008$18,4782009$20,0762010$13,0292011$9,7562012$10,7312013$8,3752014$6,5592015$5,5122016$5,0602017$3,4532018$2,3882019$2,4722020$2,6342021$2,9182022$1,9882023$1,2592024$1,2662025$1,2742026$1,564

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$1,080+8.0%
    2001$1,812+67.8%
    2002$2,369+30.7%
    2003$4,281+80.7%
    2004$4,356+1.7%
    2005$4,089-6.1%
    2006$4,327+5.8%
    2007$3,536-18.3%
    2008$3,255-8.0%
    2009$5,015+54.1%
    2010$6,698+33.5%
    2011$6,089-9.1%
    2012$7,802+28.1%
    2013$9,962+27.7%
    2014$11,856+19.0%
    2015$12,913+8.9%
    2016$18,922+46.5%
    2017$27,361+44.6%
    2018$26,435-3.4%
    2019$24,812-6.1%
    2020$22,394-9.7%
    2021$32,863+46.8%
    2022$51,894+57.9%
    2023$51,601-0.6%
    2024$51,283-0.6%
    2025$41,783-18.5%
    2026$65,342+56.4%

    Best and worst month-end to buy

    The best single month-end close to have bought GCBC was 2000-02 ($0.47): $1,000 then is $73,284 today. The worst was 2022-11 ($36.26): $1,000 then is $948.

    FAQ

    What would $1,000 in GCBC be worth today?

    A $1,000 investment in Greene County Bancorp, Inc. (GCBC) at the start of 1999 would be worth about $67,525 today, a total return of +6652.5%. Dividends are reinvested in these figures.

    What were the best and worst years for GCBC?

    Greene County Bancorp, Inc. (GCBC)'s strongest calendar year since 1999 was 2003, a +80.7% return — $1,000 held through that year became about $1,807 by year-end. Its weakest year was 2025, at -18.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GCBC have grown?

    Investing $100 at the end of every month since 1999-06 would have grown to about $446,057 on $32,700 invested.

    Did GCBC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,615. GCBC beat the S&P 500 by +1102.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Greene County Bancorp, Inc. (GCBC) historical total-return data from 1999-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.