Wall Street RegretsThe regret calculator.

What if you'd held GDLC?

A $1,000 investment in Grayscale CoinDesk Crypto 5 ETF (GDLC) at the month-end close of 2019-11 would be worth $3,556 at the close of 2026-08 — +255.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,454.

$1,000 since 2019$3,556Total return+255.6%Multiple3.6×CAGR+20.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,556Gain+$2,556 (+255.6%)Multiple3.6×CAGR+20.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2019$3,5562020$5,4282021$1,6262022$1,2762023$8,0782024$1,7822025$7522026$749

    Every year, $1,000 from 2019

    YearValue of $1,000Year return
    2019$1,000
    2020$3,339+233.9%
    2021$4,254+27.4%
    2022$672-84.2%
    2023$3,046+353.3%
    2024$7,218+137.0%
    2025$7,249+0.4%
    2026$5,428-25.1%

    Best and worst month-end to buy

    The best single month-end close to have bought GDLC was 2022-12 ($3.83): $1,000 then is $8,078 today. The worst was 2021-08 ($61.20): $1,000 then is $506.

    FAQ

    What would $1,000 in GDLC be worth today?

    A $1,000 investment in Grayscale CoinDesk Crypto 5 ETF (GDLC) at the start of 2019 would be worth about $3,556 today, a total return of +255.6%. Dividends are reinvested in these figures.

    What were the best and worst years for GDLC?

    Grayscale CoinDesk Crypto 5 ETF (GDLC)'s strongest calendar year since 2019 was 2023, a +353.3% return — $1,000 held through that year became about $4,533 by year-end. Its weakest year was 2022, at -84.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GDLC have grown?

    Investing $100 at the end of every month since 2019-11 would have grown to about $18,295 on $8,200 invested.

    Did GDLC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,454. GDLC beat the S&P 500 by +44.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Grayscale CoinDesk Crypto 5 ETF (GDLC) historical total-return data from 2019-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.