Wall Street RegretsThe regret calculator.

What if you'd held GJT?

A $1,000 investment in Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT) at the month-end close of 2007-08 would be worth $2,065 at the close of 2026-08 — +106.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,229.

$1,000 since 2007$2,065Total return+106.5%Multiple2.1×CAGR+3.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,065Gain+$1,065 (+106.5%)Multiple2.1×CAGR+3.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$2,0652008$2,4022009$5,4582010$2,2592011$2,1512012$2,4892013$2,3942014$2,4732015$2,0082016$1,9592017$1,9212018$1,6322019$1,5672020$1,4512021$1,4512022$1,4462023$1,3842024$1,2182025$1,1012026$1,037

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$440-56.0%
    2009$1,063+141.5%
    2010$1,117+5.1%
    2011$965-13.6%
    2012$1,003+4.0%
    2013$971-3.2%
    2014$1,196+23.2%
    2015$1,226+2.5%
    2016$1,250+1.9%
    2017$1,472+17.8%
    2018$1,533+4.1%
    2019$1,655+8.0%
    2020$1,6550.0%
    2021$1,661+0.4%
    2022$1,736+4.5%
    2023$1,972+13.6%
    2024$2,182+10.6%
    2025$2,317+6.2%
    2026$2,402+3.7%

    Best and worst month-end to buy

    The best single month-end close to have bought GJT was 2008-11 ($3.88): $1,000 then is $5,992 today. The worst was 2026-07 ($23.67): $1,000 then is $982.

    FAQ

    What would $1,000 in GJT be worth today?

    A $1,000 investment in Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT) at the start of 2007 would be worth about $2,065 today, a total return of +106.5%. Dividends are reinvested in these figures.

    What were the best and worst years for GJT?

    Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT)'s strongest calendar year since 2007 was 2009, a +141.5% return — $1,000 held through that year became about $2,415 by year-end. Its weakest year was 2008, at -56.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GJT have grown?

    Investing $100 at the end of every month since 2007-08 would have grown to about $42,982 on $22,900 invested.

    Did GJT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,229. GJT trailed the S&P 500 by +60.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT) historical total-return data from 2007-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.