Wall Street RegretsThe regret calculator.

What if you'd held GVI?

A $1,000 investment in iShares Intermediate Government/Credit Bond ETF (GVI) at the month-end close of 2007-01 would be worth $1,738 at the close of 2026-08 — +73.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,359.

$1,000 since 2007$1,738Total return+73.8%Multiple1.7×CAGR+2.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,738Gain+$738 (+73.8%)Multiple1.7×CAGR+2.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$1,7382008$1,6082009$1,4872010$1,4582011$1,3832012$1,3052013$1,2672014$1,2792015$1,2432016$1,2332017$1,2092018$1,1912019$1,1822020$1,1102021$1,0432022$1,0632023$1,1562024$1,0992025$1,0682026$1,001

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,082+8.2%
    2009$1,103+2.0%
    2010$1,163+5.5%
    2011$1,233+6.0%
    2012$1,270+3.0%
    2013$1,258-0.9%
    2014$1,294+2.9%
    2015$1,304+0.8%
    2016$1,330+2.0%
    2017$1,350+1.5%
    2018$1,361+0.8%
    2019$1,449+6.5%
    2020$1,542+6.4%
    2021$1,513-1.9%
    2022$1,391-8.0%
    2023$1,463+5.1%
    2024$1,506+2.9%
    2025$1,606+6.7%
    2026$1,608+0.1%

    Best and worst month-end to buy

    The best single month-end close to have bought GVI was 2007-01 ($60.72): $1,000 then is $1,738 today. The worst was 2026-02 ($107): $1,000 then is $990.

    FAQ

    What would $1,000 in GVI be worth today?

    A $1,000 investment in iShares Intermediate Government/Credit Bond ETF (GVI) at the start of 2007 would be worth about $1,738 today, a total return of +73.8%. Dividends are reinvested in these figures.

    What were the best and worst years for GVI?

    iShares Intermediate Government/Credit Bond ETF (GVI)'s strongest calendar year since 2007 was 2008, a +8.2% return — $1,000 held through that year became about $1,082 by year-end. Its weakest year was 2022, at -8.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GVI have grown?

    Investing $100 at the end of every month since 2007-01 would have grown to about $29,289 on $23,600 invested.

    Did GVI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,359. GVI trailed the S&P 500 by +67.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Intermediate Government/Credit Bond ETF (GVI) historical total-return data from 2007-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.