Wall Street RegretsThe regret calculator.

What if you'd held HAP?

A $1,000 investment in VanEck Natural Resources ETF (HAP) at the month-end close of 2008-11 would be worth $4,914 at the close of 2026-08 — +391.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,600.

$1,000 since 2008$4,914Total return+391.4%Multiple4.9×CAGR+9.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,914Gain+$3,914 (+391.4%)Multiple4.9×CAGR+9.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$4,9142009$4,6762010$3,2812011$2,8162012$3,1892013$2,9302014$2,7442015$2,9582016$3,6922017$2,9472018$2,5162019$2,8172020$2,3772021$2,2372022$1,7892023$1,6592024$1,6192025$1,6882026$1,251

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,425+42.5%
    2010$1,661+16.5%
    2011$1,466-11.7%
    2012$1,596+8.9%
    2013$1,704+6.8%
    2014$1,581-7.2%
    2015$1,267-19.9%
    2016$1,587+25.3%
    2017$1,859+17.2%
    2018$1,660-10.7%
    2019$1,967+18.5%
    2020$2,091+6.3%
    2021$2,614+25.0%
    2022$2,819+7.8%
    2023$2,889+2.5%
    2024$2,771-4.1%
    2025$3,738+34.9%
    2026$4,676+25.1%

    Best and worst month-end to buy

    The best single month-end close to have bought HAP was 2009-02 ($14.28): $1,000 then is $5,269 today. The worst was 2026-08 ($75.24): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HAP be worth today?

    A $1,000 investment in VanEck Natural Resources ETF (HAP) at the start of 2008 would be worth about $4,914 today, a total return of +391.4%. Dividends are reinvested in these figures.

    What were the best and worst years for HAP?

    VanEck Natural Resources ETF (HAP)'s strongest calendar year since 2008 was 2009, a +42.5% return — $1,000 held through that year became about $1,425 by year-end. Its weakest year was 2015, at -19.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HAP have grown?

    Investing $100 at the end of every month since 2008-11 would have grown to about $55,097 on $21,400 invested.

    Did HAP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,600. HAP trailed the S&P 500 by +42.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Natural Resources ETF (HAP) historical total-return data from 2008-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.